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Build Credit with a Debit Card

Extra provided a unique solution to build credit using your debit card without a credit check or traditional credit card.


Extra Card

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Extra Products


Credit Building Plan

The Credit Building plan is a basic but effective and straightforward credit-building solution. For a monthly fee of $20, users receive a sleek metal debit card that is not only visually appealing but also durable.

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Extra App

The Extra app is a user-friendly tool that provides a seamless experience and is designed to help users manage their Extra account, track their spending, and monitor their credit-building progress. Available for both Android and iOS devices.

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Credit Building + Rewards Plan

This plan is available for a monthly fee of $25 and is an upgraded option that offers additional perks and features. This plan is perfect for users who want to maximize the value of their everyday spending while still building their credit.

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Why Extra

Accessible Credit Building

Build your credit with no credit check during the sign-up process. Then, even if you don't qualify for a traditional credit card, you can start building credit with the Extra debit card.

Debt-Free Solution

Eliminate the risk of accumulating credit card debt, as you can only spend the money you have in your bank account. This is a responsible approach to credit-building to create a solid foundation for long-term financial success.

Encourages Responsibility

The Extra app also provides insights into spending patterns, enabling you to make informed decisions about your finances.


Build Credit Responsibly


Take control of your financial future by building your credit with Extra's unique debit card solution. Start your journey towards a better credit score without the risks associated with traditional credit cards.


Improve Your Credit Today

Don’t miss the opportunity to build your credit with Extra’s innovative debit card solution. Visit their website, sign up for an account, and begin reaping the benefits of responsible spending and credit building.


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If you work for this financial institution and want to adjust any information, contact us at [email protected].

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