Non-QM Home Loans

Self-Employed and Real Estate Investors Mortgages. Purchase or Refinance Without W2. Use 1099s, Bank Statements, or Assets to Get Approved.

Loan amounts from $200K
640 Minimum credit score
No bankruptcy, foreclosure or major credit event in the past 2 years

Angel Oak is a full-service mortgage lender offering Non-QM mortgage loans. They can help you with bank statements home loans, 1099 mortgage loans for self-employed, asset-qualifier home loans or DSCR loans for real estate investors and more. Fill out the form to talk to a mortgage advisor at Angel Oak to discuss your options with no obligation.

See If You Could Get a Non-QM Loan

Angel Oak offers Non-QM mortgage options, tailor-made to suit your specific financial situation based on your needs and qualifications. This means you could get approved for a mortgage as a self-employed worker or a real estate investor when you don't qualify for a conventional home loan. Review your options with no obligation by filling out the form and connecting with a licensed mortgage advisor from the Angel Oak team.

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Non-QM Loans with Angel Oak

Wide Variety

Access non-QM lending options. As an industry leader in alternative lending, Angel Oak can offer you a wide selection of loan products depending on your financing needs.

Expert Advice

Angel Oak makes the loan process seamless, assigning you a licensed mortgage originator advisor to present your options, answer questions and walk you through the process.

Specialized Lender

Angel Oak helps self-employed workers and real estate investors access homeownership by offering bank statements, self-employed, asset-qualifier and DSCR home loans.

Get Started Today with Angel Oak

It only takes a few seconds. Talk today with a loan officer at Angel Oak to review your options to get a mortgage as a self-employed worker or real estate investor.

Get started