Auto Refinance Made Simple

*Monthly Savings: This information is estimated based on consumers whose auto refinance loan funded through Caribou between 10/1/2025 and 12/31/2025, had an existing auto loan on their credit report, and selected a loan offer to reduce their monthly payment. These borrowers saved an average of $159 per month, with annualized savings of $1,908 per year. Refinance savings may result from a lower interest rate, longer term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.

** Advertised 4.64%: APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and the loan to value of the vehicle. APR ranges from 4.64% to 28.55% and is determined at the time of application. Lowest APR is available for a 36 month term, to borrowers with excellent credit. Conditions apply. Advertised rates and fees are valid as of 10/7/25 and are subject to change without notice.

By submitting the application, you consent to receive customer care, 2FA, and 2-way conversational text messages from Caribou at the number provided, including messages sent by autodialer. Consent is not a condition of purchase. Msg & data rates may apply. Msg frequency varies. Unsubscribe at any time by replying STOP. You acknowledge that you have read and agree to Caribou Terms and Conditions and Privacy Policy (Terms); and that all the information provided is true, correct and complete and you grant permission for Caribou and/or its Lenders to obtain a copy of your credit report.