Know your credit scores?

See your scores and report now.

What can you do with your membership?

Track your credit score
Get credit alerts
See your credit report
Protect against fraud
Manage your money

Sign up to check your credit score with SmartCredit or keep reading to learn more about the benefits of membership.

See features and testimonials

Happy customers

ScoreMaster is the coolest tool I have ever used. Plus, I love the Alerts with Action buttons.

Brad T.

Thank you, it is very easy to use. I clicked on the action button to change my address without having to call or write them.

Adrian L.

I love being able to work on my credit score with ScoreBuilder.

Melissa G.

About ScoreTracker

About ScoreTracker

See all your different types of credit scores and see how they’re progressing.

Different Scores

Get an in-depth look at the different types of scores you have and see where you stand.

History

Look at how your scores have changed over time to get a better understanding.

About ScoreBuilder

About ScoreBuilder

A unique 120-day plan to help build yourself a better credit score.

Your Personal Plan

ScoreBuilder™ creates a personalized 120-day plan to help you understand what is hurting and helping your credit score, plus what actions you can take.

Take Action

View your negative accounts weighing down your score and take action to take care of them.

About ScoreMaster

About ScoreMaster

Know your future score before you apply, pay or spend.

Timing

Know the optimum time to apply for a credit card, auto loan, mortgage or other credit.

Spending

See how your spending can lower your credit score. Balance the spending between your accounts and know the optimum time to repay.

Payments

See how your payments can increase your credit score. Know how much to pay and by when.

Money Manager

Money Manager

Manage all your online accounts in one place. We track and update your account statements, payments due and transactions every day. Use action buttons to ask questions and resolve problems.

We Find Your Accounts For You

We automatically find your online accounts making it easy to add to Money Manger. No guessing or searching.

Daily Updates

Your transactions, instant statements, and trends are updated every 24 hours.

Transaction Monitoring Alerts have Action Buttons

Verify transactions are yours and not theft. Stop theft with the action button.

Other Benefits

Receive Alerts when payments are due. Easily plan your budget and spending. Your transactions are integrated with your SmartCredit® Report for the complete picture.

Easily Take Action

Ask your bank or credit card company anything with a click of a button.

SmartCredit® Report

SmartCredit® Report

A simple and innovative way to view your credit report.

Use Action Buttons

With a simple button you can remove identity theft, negotiate debts, resolve reporting problems and ask questions directly with your creditors. No forms to fill out, letters or phone calls.

Daily Transaction

For the first time your daily transactions are integrated in to your credit report. See how your creditors are reporting to ensure accuracy.

Credit Monitoring Alerts

Get important Alerts with changes to your credit report by phone or email.

Credit Score

Your credit score ranges from 300 to 850 and is an overall view of your credit history, which is important to lenders.

Auto Score

Auto lenders do not use your Credit Score. They use an Auto Score to better determine your lending risk.

Insurance Score

This score is weighted to risk & stress factors most insurance companies use when looking at your credit.

Alerts & Insurance

Alerts & Insurance

Use the action button in your Alerts to quickly react to identity theft. Use your insurance to claim reimbursement, if necessary.

What You Can do with a Button

  • Quickly inform your bank or creditor of an unauthorized transaction.
  • Quickly respond to an unauthorized account activated in your name.
  • No filling out lengthly police affidavits or forms.
  • Avoid a lengthly bank or creditor process.
  • No transfers to third party credit repair organizations.
  • No lengthly phone calls or writing letters.

$1 Million Identity Fraud Insurance

*Activation Required

  • Zero Deductible.
  • Covers your entire family residing in your household.
  • Covers your Bank, Savings, Brokerage, Lines of Credit, Credit Card, and more.
  • Covers your cash out of pocket expenses incurred in your ID recovery.
  • Covers your Credit Reports.
  • Covers pre-existing Identity Fraud you didn’t know about.
  • Replacement cost due to stolen Driver’s License or Passport.

Membership Benefits

SmartCredit® Report

SmartCredit® Scores

Actions

Alerts

Money Manager

3-Bureau Report & Scores

$1MM ID Fraud Insurance

7-day trial,

then $9.99/month

Updated every month

Updated every month

Includes 1 per month

Unlimited

Unlimited

A La Carte

Included Activation Required

Premium

$15.99 /mo

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

A La Carte

Included Activation Required

7-day trial,

then $9.99/month

SmartCredit® Report

Updated every month

SmartCredit® Scores

Updated every month

Actions

Includes 1 per month

Alerts

Unlimited

Money Manager

Unlimited

3-Bureau Report & Scores

A La Carte

$1MM ID Fraud Insurance

Included* Activation Required

Premium

$15.99 /mo

SmartCredit® Report

Unlimited

SmartCredit® Scores

Unlimited

Actions

Unlimited

Alerts

Unlimited

Money Manager

Unlimited

3-Bureau Report & Scores

A La Carte

$1MM ID Fraud Insurance

Included* Activation Required