Are you a Score Tracker, Builder or Master?
See all your different types of credit scores and see how they’re progressing.
Get an in-depth look at the different types of scores you have and see where you stand.
Look at how your scores have changes over time to get a better understanding.
A unique 120-day plan to help build yourself a better credit score.
Your Personal Plan
ScoreBuilder™ creates a personalized 120-day plan to help you understand what is hurting and helping your credit score, plus what actions you can take.
View your negative accounts weighing down your score and take action to take care of them.
Know your future score before you apply, pay or spend.
Know the optimum time to apply for a credit card, auto loan, mortgage or other credit.
See how your spending can lower your credit score. Balance the spending between your accounts and know the optimum time to repay.
See how your payments can increase your credit score. Know how much to pay and by when.
Manage all your online accounts in one place. We track and update your account statements, payments due and transactions every day. Use action buttons to ask questions and resolve problems.
We Find Your Accounts For You
We automatically find your online accounts making it easy to add to Money Manger. No guessing or searching.
Your transactions, instant statements, and trends are updated every 24 hours.
Transaction Monitoring Alerts have Action Buttons
Verify transactions are yours and not theft. Stop theft with the action button.
Receive Alerts when payments are due. Easily plan your budget and spending. Your transactions are integrated with your Smart Credit Report® for the complete picture.
Easily Take Action
Ask your bank or credit card company anything with a click of a button.
Smart Credit Report
A simple and innovative way to view your credit report.
Use Action Buttons
With a simple button you can remove identity theft, negotiate debts, resolve reporting problems and ask questions directly with your creditors. No forms to fill out, letters or phone calls.
For the first time your daily transactions are integrated in to your credit report. See how your creditors are reporting to ensure accuracy.
Credit Monitoring Alerts
Get important Alerts with changes to your credit report by phone or email.
Your credit score ranges from 300 to 850 and is an overall view of your credit history, which is important to lenders.
Auto lenders do not use your Credit Score. They use an Auto Score to better determine your lending risk.
This score is weighted to risk & stress factors most insurance companies use when looking at your credit.
Alerts & Insurance
Use the action button in your Alerts to quickly react to identity theft. Use your insurance to claim reimbursement, if necessary.
What You Can do with a Button
- Quickly inform your bank or creditor of an unauthorized transaction.
- Quickly respond to an unauthorized account activated in your name.
- No filling out lengthly police affidavits or forms.
- Avoid a lengthly bank or creditor process.
- No transfers to third party credit repair organizations.
- No lengthly phone calls or writing letters.
$1 Million Identity Fraud Insurance
- Zero Deductible.
- Covers your entire family residing in your household.
- Covers your Bank, Savings, Brokerage, Lines of Credit, Credit Card, and more.
- Covers your cash out of pocket expenses incurred in your ID recovery.
- Covers your Credit Reports.
- Covers pre-existing Identity Fraud you didn’t know about.
- Replacement cost due to stolen Driver’s License or Passport.