loanDepot is a national lender that uses technology to help connect customers with the best mortgage terms possible.
loanDepot aims to make the home buying process smooth from start to finish. As a borrower, you can begin by speaking to a lending professional, who will help guide you to available loan options while assisting you with understanding your needs vs. your wants. Once you’re approved for a loan through loanDepot, they will help make sure your funds get to where they need to go.
A big perk of loanDepot is that they work with borrowers throughout the 50 states, giving you the same level of service no matter where you are. You get the benefits of a big enterprise and the service and attention of a local lender. loanDepot encourages clients to come back by offering to waive lender fees and pay for appraisal fees should you decide to refinance in the future.
The services they offer are ideal if you are looking to get a mortgage but your need help from a loan officer. They add efficiency to the whole process as they run all their operations digitally. They work with over 150 offices across the country to provide face to face services. Awarded with an A+ rating in customer service, if getting access to helpful officers is important for you, loanDepot may be a good option for you.
loanDepot Mortgage Loans Offerings
- Adjustable Rate
- Fixed rate
Down Payment Requirements
Conventional loans require down payments between 10 and 20% of purchase price. FHA loans may only require as little as 3.5%, and VA loans with no down payment are also available.