LendingPoint Personal Loans Overview
Offering loans up to $25,000, get funds quickly and easily. Transparent and clear about their approval guidelines, checking a loan offer with LendingPoint won't affect your credit score.
What Makes Them Great?
LendingPoint looks at more than just your credit score. There are many different factors that LendingPoint considers when deciding to approve a personal loan. They claim on their home page that personal loans are often approved for people with credit scores from 585 all the way to 850! LendingPoint is easy to navigate and loan decisions come almost instantly. Their personal loans page gives you the information you need to make an educated decision about applying for a Lending Point loan. Automatic payments from your checking or savings account make repayment a snap. With low payments over a period of time up to 48 months, it is very easy to get the funds you need deposited to your account as quickly as the next business day after loan approval.
Do I Qualify?
It doesn’t hurt your credit at all to check your options with LendingPoint. While many loan applications will hurt your credit just for applying, when you look at your options with LendingPoint, you can do so safely, knowing that it will not impact your credit score at all. LendingPoint understands that you are more than just a number. They look at so much more than just your credit score when deciding to approve a personal loan. You will have to show the following when applying:
- Proof of income
- Most recent bank statements
- Voided check
- Driver’s license or state-issued identification
Having the necessary documents to verify your identity and prove that you have income is very important. Once you’ve applied and uploaded the necessary documents, you’ll find that approval is virtually instant. From there, you can expect to receive your funds by the next business day. It’s that simple!
How Do I Work With Them?
Working with LendingPoint is incredibly easy. They provide personal loan financing for virtually any need you could imagine. Their easy-to-use platform makes managing your account very simple. Once you’ve applied and accepted your loan, you’ll set up your preferences for your easy monthly payments. LendingPoint also makes sure to keep their customers and potential customers informed and connected. The LendingPoint blog has a number of categories designed to help customers stay on top of their finances, including blog posts on budgeting, understanding and improving your credit score, and so much more financial information. Lending Point never penalizes you for prepaying your loan, and you can partner with them knowing that you are working with a company that has a phenomenal reputation in the lending industry.
LendingPoint offers personal loans for virtually any reason you may have. People with less-than-perfect credit will be happy to know that LendingPoint looks beyond just the number on your credit report. Typically, applicants with credit scores between 585 and 850 will find that LendingPoint has options to fit their needs. The application process only takes a few short minutes and approval is instant. For funding needs of just a few thousand, up to $25,000, you will find that LendingPoint is a reputable lender that makes the process simple. Loan terms are available up to 48 months, so you can borrow and get a low monthly payment that automatically drafts from your bank account.
OK, Let’s Get Started
Once you’ve decided to go further with LendingPoint, take the next step and apply for the loan. Remember that you can check your funding options through LendingPoint without worrying about a negative impact on your credit score. Whether you need funding for a home improvement project, medical needs, debt consolidation, or even funding a dream vacation, people with a wide range of credit profiles can find acceptance through LendingPoint. You’ll be able to get your funds deposited as quickly as the next business day, so apply with confidence and get on the road to funding the project you’ve been dreaming of, or taking control of your financial future with a debt consolidation loan. Regardless of your need, Lending Point is there to help.