Lexington Law Credit Repair Services – October 2019

Banks Editorial Team · October 14, 2019

Lexington Law credit repair services – You’re trying to find the best credit repair service available, and many companies claim to be your best solution. What does Lexington Law offer that makes them your top choice?

 

 

4 Reasons Why to Use Lexington Law Credit Repair Services

1. Experience in Credit Repair

For nearly three decades, Lexington Law has been working with consumers to repair problems on their credit reports. They were one of the first companies to provide online credit repair services, launching a web-based service in 1995. By creating a streamlined process for repairing credit, they were able to reduce costs for services provided by lawyers and make it affordable for people in need of help with inaccurate credit reports and sketchy credit history.

Lexington Law was actually one of the first companies to create and use certain legal strategies that improve the outcomes of most cases. More efficient processes reduced the need to conduct as much work by mail, cutting down paper usage and speeding up the timeline for fixing issues.

2. Professional Legal Staff

With 24 attorneys in 19 states, Lexington Law has a lot of legal power available — and in most cases, someone close to your location should you need in-person assistance. Their lawyers, paralegals and legal staff are all trained in the latest laws that govern consumer protections and credit reporting.

3. Unique Approach to Each Client

Because they have been in the field of credit repair for so long, Lexington Law has encountered just about every possible situation. But instead of trying to shove a client into an already established model, they work with each unique individual and credit situation to find the right solution. With this approach and with the company’s extensive expertise, more clients decide to use Lexington Law every year than any other credit repair firm.

Lexington Law credit repair services also has three different levels to best meet the needs of a wide range of clients. Those who sign on only pay for Lexington Law credit repair services they need. At the highest level, for example, you can get help from Lexington Law in writing and sending cease and desist letters to abusive debt collectors. In the top two tiers, you can receive daily text alerts about your credit report. In the lowest tier, you can get just the basics of challenging the credit bureaus and communicating with creditors if that’s all you need.

4. Transparency On Practices and Clients

Lexington Law publishes the number of items removed for clients every quarter and makes that information (with personal details removed) available for public analysis. Most clients use Lexington Law credit repair services for about 6 months, and the firm is clear that not everyone has the same outcome — some clients have more success, and others less, depending on their circumstances.

 

 

What Are Lexington Law’s Results

Every year, thousands of consumers who are struggling with their credit reports have millions of entries on those reports successfully removed. In 2017, Lexington Law hit an all-time high with 10 million total removals. Last year, in 2018, they exceeded 9 million removals.

A typical client at Lexington Law will see 10.2 removals in a 4-month period. A removal from each of the three major credit bureaus is counted three times (once for each bureau). These removals can allow an individual to boost their FICO credit score and get better interest rates on the money they borrow through mortgages, loans and credit.

As well, Lexington Law has many pleased clients who have left testimonials about their results. After getting inaccurate entries removed from their credit reports, clients explain that they were able to get mortgages, car loans and credit card offers at lower rates than they could previously. While your results may not be the same, you’re likely to be able to get the help you need in analyzing and correcting your credit report.

Why Use a Law Firm for Credit Repair

Dozens of credit repair companies promise results. Is there a clear advantage to working with a law firm in getting help with your credit? Yes, there are benefits to hiring attorneys to help with your credit. They include:

  • Law firms have to follow very strict regulations for how they operate in addition to adhering to the laws for credit repair. They follow state bar organization’s requirements for legal ethics and will never advise a client to do something illegal or in bad faith.
  • Larger law firms like Lexington Law have offices and affiliated attorneys in 19 states, unlike credit repair firms that may only have one office.

Working with a law firm doesn’t completely insulate you from scams, but they’re much less likely. You will never be asked to falsify information and you will always be informed of your legal rights and obligations at each step.

Lexington Law is a reputable, proven option for credit repair. If improving your credit report and getting inaccurate entries removed seems stressful and difficult, you need the help that a trusted legal credit repair firm can offer.

 

 

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