Non-QM Home Loans

Self-Employed and Real Estate Investors' Mortgages. Purchase or Refinance Without W2. Use 1099s, Bank Statements, or Assets to Get Approved.

$150K+ Home Loan Amounts
640+ Credit Score Required
No Bankruptcy, Foreclosure or Major Credit Event in the Past 2 Years

Angel Oak is a full-service mortgage lender offering Non-QM mortgage loans. They can help you with bank statements home loans, 1099 mortgage loans for self-employed, asset-qualifier home loans or DSCR loans for real estate investors and more. Fill out the form to talk to a mortgage advisor at Angel Oak to discuss your options with no obligation.

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Types of Non-QM Home Loans

Self-Employed Home Loans

With this 1099 Income Loan, you can use your 1099 earnings statements instead of tax returns to apply for a home loan.

Investor Cash Flow & DSCR Loans

Use your Real Estate Investor property's cash flow to qualify for a home loan.

Bank Statement Loans

Use 12 or 24 months of Personal or Business Bank Statements instead of tax returns to qualify.

Asset Qualifier Home Loans

If you lack a steady income but have Sizeable Assets, you can qualify for a home loan.

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Get Your Home Loan with Angel Oak

Wide Loan Variety

A wide selection of loan products depending on your financing needs.

Expert Advice

Get a licensed mortgage originator advisor to walk you through the process.

Specialized Lender

Home loans for self-employed workers and real estate investors.

Get Started with Angel Oak Today

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