April 9, 2014
There are many factors which impact the size of your mortgage loan, most of which are within your control. Your income, savings, and credit history will be...
April 1, 2014
The day has finally arrived to close your mortgage loan and settle on your new property. At this time, you must be prepared to review and sign a lot of important closing...
March 13, 2014
Understanding the basic elements of a mortgage will give you confidence as a home buyer and help you navigate the loan process with greater ease.The Foundation
March 11, 2014
In the mortgage application process, the Granddaddy of all the paperwork is known as The Uniform Residential Loan Application, also known as Form 1003. This form must be completed and supporting documentation provided in order to advance the...
March 6, 2014
All homeowners want lower monthly mortgage payments. In general, there are two main ways that a homeowner can go about this: mortgage refinancing or loan modification. It is important to realize that these are two very different...
February 25, 2014
Some homeowners trapped under the wave of declining home values may be surprised to find their property taxes haven’t tanked as well.
Others may find their property taxes are far higher than neighbors in comparable homes because of...
February 20, 2014
The relationship between your home’s value and your property taxes is direct, if not a bit obvious. Property taxes are based on property values, so essentially, the more your home is worth, the more you’ll have to pay in property tax. The terms...
February 12, 2014
If you are considering buying a house, the first step is to determine whether or not it really makes sense for you to buy or continue renting.
With home ownership, there are no monthly rent checks or rules about wall paint...
February 12, 2014
Your credit score has a substantial impact on whether or not you’re approved for a mortgage ― it will also affect the amount you are offered and the interest rates of the...
February 10, 2014
There are several advantages to being a first-time home buyer in today’s struggling economy. Not only do you have access to an enormous inventory of properties from anxious sellers,...