Sure we wish we would have known to buy Apple stock, invested in Facebook, or maybe even not married that person. But rather than lamenting on what you didn’t know, the time is now to act on what you know now.
For most of us, at the start of our adult lives, we have minimal property and possibly some debt from school. But our net worth statement includes a large asset: our future earnings potential. As we age, we turn our earnings potential into actual spending, and fulfillment of our financial goals.
There is definitely something special about gazing into the past of historic sites.
The average monthly payment for student loans in the U.S. is around $300, so you now have that much more cash.
There is probably nothing more disappointing for a buyer than to spend weeks, possibly months, looking at homes in a particular price range only to discovering that they can not qualify for a loan.
Fewer couples are waiting until their wedding… to buy a house.
Cutting back is fine. Cutting into someone else's wallet isn't.
Follow the 10 commandments of money management and you will find the monetary divine.
Barbara Stanny describes the four stages of wealth as survival, stability, wealth and affluence. Based on thousands of hours as both a client and a counselor in the money coaching process, here is my understanding of each stage.
Yesterday, I learned the value of trading a promising opportunity for financial security.