Do you ever look at the people around you and think, “Wow these folks are so disorganized; it’s no wonder their finances are a mess?” You know the people I’m talking about. You go to their house and they misplace their remote, their keys, and their credit card in a 5-minute timespan.
Have you ever looked in their bill basket? I’d be willing to bet that it’s a mess. How do I know? Because I used to be one of them.
When I was in $30,000 of student debt, my financial life was a disorganized mess. Don’t get me wrong, I always paid my bills on time, but I wasn’t always sure what my balance was...
An email reaching out is very effective, but you have to own it like you would in an interview, and that takes a little preparation, research, and knowhow.
Sometimes there must be a sense of urgency to accomplish a goal. Finding a friend or family member who needs to save money, pay off debt, or start an investment account is the best way to implement and stick to a financial goal, especially if you’ve been procrastinating or don’t understand how to begin. There are several ways that this approach can work...
Suffice it to say that I had difficulties fitting in as a young child. I really wasn’t all that different from anyone else in my class; I just happened to be unlucky — the odd one out in the popularity lottery. I tried to fit in using the only major tool I had at my disposal at the time: how I looked.
These were the years of Adidas tear away pants, Umbro checkered gym shorts, Calvin Klein and Jordache jeans. Go '90s.
It seems counterintuitive when the biggest financial problem I face is high debt and low-ish income, but I can’t help but wonder whether paying for a financial planner might be a worthy investment that’ll help my money work even better for me in the relatively short term, especially because I’m coming up to some major life changes.