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  • May 4, 2013

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The Latest

  • Understanding regulation CC and savings accounts
    April 9, 2013

    The Regulation CC (Reg. CC) or the Expedited Funds Availability Act (EFAA) was enacted in 1987 by the United States Congress as a way of standardizing and regulating the holding period for deposits that were made to commercial banks.

    ...

  • Mortgage rate predictions for 2013
    April 9, 2013

    The housing market is gaining fast momentum as a result of the favorable mortgage rates that have revived the real estate industry over the past year.

    Mortgage rates did experience a slight increase since the historically low record of 3....

  • Finding the right credit card for you
    April 9, 2013

    Everyone needs a credit card to make it through life’s ups and downs. They provide you with fast cash when money is tight and nowadays most of them also offer you travel insurance,...

  • Attitudes on homeownership change since recession
    April 8, 2013

    NEW YORK (BankingMyWay) — Is the American Dream evaporating into the cultural mist?

    For centuries, a huge building block of the American Experience was the attainment of...

  • Don't let your ex get your 401(k)
    April 8, 2013

    The story of Scott and Erika should be a wake-up call.

    They married in 2005. As any new spouse would do, Erika made Scott the beneficiary of her...

  • Increasingly, it's 'have smartphone, will bank'
    April 6, 2013

    NEW YORK (LowCards.com) — More consumers are turning to their phones to take care of their banking needs, according to data from the Federal Reserve.

    A late-November study,...

  • Improve your credit before loan shopping
    April 5, 2013

    Searching the paper for open house listings can be a fun way to spend a Sunday morning, but potential home buyers looking to save money shouldn’t start there.

    ...

  • As jobs go, banks become better bets
    April 5, 2013

    For a business whose main products fetch record prices, the financial services industry sure is firing a lot of people.

    That combination may illustrate why finance is a sector you want to own, very possibly for the long haul.

    ...

  • Retirement rollovers can be misleading, confusing
    April 4, 2013

    Workers encounter confusion and misleading information when they leave their jobs and roll over their retirement money into individual retirement accounts, or IRAs, from company-sponsored 401(k) plans, according to a report released on Wednesday...

  • Bad behavior persists in 401(k) accounts
    April 4, 2013

    Yes, stocks have been on a real tear lately, but guess who hasn't been along for the ride: The millions of 401(k) investors who "moved to safety" after the 2008-2009 market and never felt comfortable enough to move back to stocks.

    ...

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