March 17, 2014
There is comfort in coins.
People can now go for months — even years, theoretically — without touching physical money, and data-generated, decentralized currency, like bitcoins, may be the payment method of the future.
March 14, 2014
I can’t emphasize strongly enough how important it is to begin saving for your retirement at the earliest possible age...
March 13, 2014
Understanding the basic elements of a mortgage will give you confidence as a home buyer and help you navigate the loan process with greater ease.The Foundation
March 12, 2014
We all know that it's been more than a month since the new year started. However, just because some time has passed, that doesn't mean that it's too late to set goals. All you need is a plan. WSJ Wealth Management's Veronica Dagher offers tips on...
March 11, 2014
In the mortgage application process, the Granddaddy of all the paperwork is known as The Uniform Residential Loan Application, also known as Form 1003. This form must be completed and supporting documentation provided in order to advance the...
March 10, 2014
Almost no one starts reading about finance for pleasure. That would be like jumping into a pit full of venomous snakes just for kicks. Well… some people do that, but they're crazy, and there's a reason why there aren't very many of them. It's...
March 7, 2014
You’ve worked hard you whole life anticipating the day you could finally retire. Well, that day has arrived! But with it comes the realization that you’ll need to carefully manage your assets so that your...
March 6, 2014
All homeowners want lower monthly mortgage payments. In general, there are two main ways that a homeowner can go about this: mortgage refinancing or loan modification. It is important to realize that these are two very different...
March 5, 2014
For the privilege of borrowing money, you are charged interest by the mortgage lender. The interest rate (also called the “mortgage rate”) is a percentage of your loan...
February 27, 2014
Reverse mortgage loans were first introduced in 1989 to allow senior citizens, aged 62 or older, to access a portion of their home equity without having to move. A reverse...