My parents always encouraged/expected me to do well in school, and I realized the only way I was going to be able to get a good-paying job was to study. The only obstacle standing in my way was money. At a very young age, I realized my parents could not afford to pay for my college tuition and expenses, so I decided to start playing the scholarship game.
Fast forward four years, one bachelor’s and two master’s degrees later... I ended up receiving nearly $100,000 in scholarships.
A high credit score is important to me, so I check my credit report once every three months to make certain it’s free of errors. Recently, I noticed some inaccurate information; my mortgage loan had been sold to a new company, but on my credit report, there appeared to be two mortgage loans – one with the new company and the same one with the old company.
To correct the error, I filed a dispute on the Equifax website, which only took about three minutes. About two weeks later, I received a letter from Equifax stating that the old loan was now closed. The process to correct the error was quick and easy.
But for many people, credit reports can be filled with pages of...
Learn how a Roth IRA works and how it compares to the popular 401k.
A growing number of companies figure that employees will perform better if they have something more to gain.
About 28 million American employees own stock in the company they work for, according to a survey by the National Center for Employee Ownership (NCEO). Such stock ownership comes in several forms, ranging from stock purchase plans to 401(k) plans to broadly granted stock options.
Ah, summer. After the doldrums of winter, sunny skies and swimsuit weather are welcome treats.
But as the temperature rises, so does the temptation to spend. Here are a few ways you can keep your credit card bill manageable during the warm weather months:
1. Re-evaluate Recurring Spending
Every summer, I put a hold on my Hulu Plus account. Although the savings aren’t huge, there’s no sense in paying the fee when my TV shows are on hiatus until the fall. Several of my friends report freezing their...
Teenagers know how hard it is to earn money without having a job.
Getting married is hard work – drafting a guest list, picking a band, paring the guest list, finding a venue, expanding the guest list, hiring a caterer, paring the guest list, etc. Then you have to write all the thank-you notes.
But it’s not until you hear “…pronounce you husband and wife” that the real work begins. Now you have to organize your finances.
There’s no better feeling than receiving your first real paycheck. You worked hard in school, pounded the pavement, and landed a job that pays pretty well — for someone who only recently gave up eating Ramen for dinner. You’re not Warren Buffett, but that little piece of paper is worth more than you quite know what to do with.
If you’re right out of college, odds are you don’t have too many expenses, such as providing for a family or paying a mortgage. Splurging on pricey concert tickets or a new gadget...
Launching a startup company is a major undertaking that can be both terrifying and exhilarating. It’s important to avoid getting overwhelmed by taking a step back once in a while to gain some perspective.
Here are some wise words from successful entrepreneurs who have traversed the volatile startup realm and come out on top:
"If you never want to be criticized, for goodness' sake don't do anything new."
—Jeff Bezos (Amazon founder)
"When you innovate, you've got to be prepared for everyone telling you you're nuts."
—Larry Ellison (Oracle founder)
"When I first started Alibaba, I was...