Banks.com Recommended Bad Credit Credit Card
Orchard Bank Gold MasterCard®
Enjoy the prestige of a Gold MasterCard, receive Gold card privileges and benefits and strengthen or rebuild your credit. Reports to all 3 credit bureaus monthly
| Intro APR | NA |
| Intro APR Period | NA |
| Regular APR | 8.90% |
| Annual Fee | $96 |
| Balance Transfers | NA |
Bad Credit Credit Cards
The cards below are designed for those with bad credit. Compare options below and decide which is best for you.
Continental Finance Gold MasterCard®
- Rates as low as 9.75% APR
- Monthly reporting to the Major Credit Bureaus
- Free Online Access
- Prestige of carrying a Gold card
| Intro APR | NA |
| Intro APR Period | NA |
| Regular APR | 9.75% |
| Annual Fee | $25 |
| Balance Transfers | No |
Continental Finance MasterCard®
- Get Your Application Results in Seconds
- Monthly Reporting to the Major Credit Bureaus
- FREE Online Access
- Excellent Online Tools for Managing Your Finances
| Intro APR | NA |
| Intro APR Period | NA |
| Regular APR | 19.92% |
| Annual Fee | $50 |
| Balance Transfers | No |
Horizon Gold Credit Card
- Guaranteed Approval
- Bad Credit Accepted
- No Employment Check
- Reports to Major Bureau
| Intro APR | NA |
| Intro APR Period | NA |
| Regular APR | NA |
| Annual Fee | NA |
| Balance Transfers | No |
Tribute MasterCard® Gold
- Bad Credit OK
- Quick online decision
- Reports to Major Credit Bureaus
| Intro APR | NA |
| Intro APR Period | NA |
| Regular APR | 19.50% |
| Annual Fee | $150 |
| Balance Transfers | No |
UltraVX Visa®
- No credit check
- No minimum income
- No bank account required
- Up to $25,000 credit line
| Intro APR | NA |
| Intro APR Period | NA |
| Regular APR | 18.00% |
| Annual Fee | $83.40 |
| Balance Transfers | NA |
Orchard Bank Platinum MasterCard®
- Enjoy the prestige of Platinum with no up front fees
- Premium Platinum benefits including Purchase Protection
- Great credit card to strengthen your credit
- Reports to all 3 credit bureaus monthly
| Intro APR | NA |
| Intro APR Period | NA |
| Regular APR | 14.90% |
| Annual Fee | $89 |
| Balance Transfers | NA |
Orchard Bank Secured MasterCard®
- Reports to all 3 credit bureaus monthly
- Free Online 24-hour Account Access and Bill Pay
- Complete your application online
- Set your own credit limit
| Intro APR | NA |
| Intro APR Period | NA |
| Regular APR | 14.90% |
| Annual Fee | $48 |
| Balance Transfers | NA |










