Banks.com Recommended 0% APR Credit Card
Blue Cash® from American Express
"The Best Cash-Rebate Card," according to Kiplinger's Personal Finance. Earn unlimited cash back, benefit from a low balance transfer rate -- 4.99% fixed APR for the life of the balance --and the flexibility to pay over time.
| Intro APR | 0% |
| Intro APR Period | 6 Months |
| Regular APR | As low as Prime + 4.99% |
| Annual Fee | None |
| Balance Transfers | Yes |
0% APR Credit Cards
The following cards offer a great deal with 0% APR. Compare options below to decide which one is best for you.
Advanta Platinum Business Card
- 0% Intro APR on Balance Transfers and Purchases for 12 Months
- Prime + 5.99% Variable APR thereafter
- Up to $50,000 Credit Line
- $0 Fraud Liability
| Intro APR | 0% |
| Intro APR Period | 1 Year |
| Regular APR | 11.99% |
| Annual Fee | None |
| Balance Transfers | Yes |
Discover® Business Card
- 5% Cash back Bonus on office supplies
- 2% Cash back Bonus on gas
- Unlimited cash rewards
- Double your rewards with 60 brand-name partners
| Intro APR | 0% |
| Intro APR Period | ends 8/08 |
| Regular APR | 13.99% |
| Annual Fee | None |
| Balance Transfers | Yes |
Discover® Business Miles Card
- Get Double Miles on up to $5,000 in gas and travel purchases
- Redeem for travel credits starting at just 5,000 Miles
- Redeem for gift cards from 50 brand-name partners
- Earn unlimited Miles
| Intro APR | 0% |
| Intro APR Period | ends 8/08 |
| Regular APR | 13.99% |
| Annual Fee | None |
| Balance Transfers | Yes |
Discover® More Card
- 5% Cash back bonus in categories like travel and more
- Up to 1% Cash back Bonus on all other purchases automatically
- Unlimited cash rewards
- $0 Fraud Liability Guarantee
| Intro APR | 0% |
| Intro APR Period | ends 8/08 |
| Regular APR | 10.99% |
| Annual Fee | None |
| Balance Transfers | Yes |
Platinum Business Credit Card from American Express
- Pay Over Time or In Full
- No annual fee
- 0% Introductory APR on purchases for the first 12 months
- Option to Enroll in Fee-Free Rewards Program
| Intro APR | 0% |
| Intro APR Period | 1 Year |
| Regular APR | As low as Prime + 3.99% |
| Annual Fee | None |
| Balance Transfers | Yes |
Blue from American Express®
- Earn unlimited cash back
- 0.00% Intro APR
- No annual fee
- Balance transfer rate -- 4.99% fixed APR for the life of the balance
| Intro APR | 0% |
| Intro APR Period | 15 Months |
| Regular APR | As low as Prime + 4.99% |
| Annual Fee | None |
| Balance Transfers | Yes |
Blue Sky® from American Express
- Save on any airline, hotel, or rental car
- No blackout dates, no travel restrictions
- No annual fee and a 0.00% intro APR
- World class American Express® benefits
| Intro APR | 0% |
| Intro APR Period | 6 Months |
| Regular APR | As low as Prime + 4.99% |
| Annual Fee | None |
| Balance Transfers | Yes |
Miles by Discover® Card
- Book travel through any airline, agent or website
- No blackout dates or advanced bookings
- 12,000 bonus miles
- 0% APR on purchases and balance transfers for 12 months
| Intro APR | 0% |
| Intro APR Period | 1 Year |
| Regular APR | 10.99% |
| Annual Fee | None |
| Balance Transfers | Yes |
Platinum Business FreedomPass® from AMEX
- 5000 bonus points with first purchase
- Redeem for savings on any flight, hotel, car rental or cruise
- No blackout dates and no restrictions
- No annual fee and a 0% introductory APR on purchases
| Intro APR | 0% |
| Intro APR Period | 1 Year |
| Regular APR | As low as Prime + 3.99% |
| Annual Fee | None |
| Balance Transfers | Yes |
Chase BP Visa® Rewards Card
- Earn up to 10% in introductory rebates with Double Rewards
- 10% rebates on all participating BP location purchases
- 4% rebates on all eligible travel and dining purchases
- 2% rebates on all other eligible purchases
| Intro APR | 0% |
| Intro APR Period | 6 mos. for BT |
| Regular APR | 14.24% |
| Annual Fee | None |
| Balance Transfers | Yes |
Chase Business Rebate Card
- 3% Cash Back for purchases at restaurants and gas stations
- 1% Cash Back on all other purchases
- 0% APR for up to 12 Months
| Intro APR | 0% |
| Intro APR Period | 12 Months |
| Regular APR | 11.24% |
| Annual Fee | None |
| Balance Transfers | Yes |
Chase Flexible Rewards Platinum Visa®
- Earn 1 point for every dollar spent
- Earn airline tickets, hotel stays or car rentals
- 0% introductory APR* for up to 12 months
- The time period for the intro APR and balance transfers to which it will apply will be based on review of your application and credit history
| Intro APR | 0% |
| Intro APR Period | 12 Months |
| Regular APR | 11.24% |
| Annual Fee | None |
| Balance Transfers | Yes |
Chase Free Cash Rewards® Platinum Visa® Card
- Earn 1 point for every $1 in card purchases
- Intro 0% Fixed APR for up to 12 months*
- Get your rewards with as few as 2500 points
- Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
| Intro APR | 0% |
| Intro APR Period | 12 Months |
| Regular APR | 11.24% |
| Annual Fee | None |
| Balance Transfers | Yes |
Chase PerfectCardTM
- 6% rebates on ALL gas purchases at ANY gas station for 90 days
- 3% rebates on ALL gas purchases at ANY gas station thereafter
- 1% rebates on ALL other purchases made anywhere else
- 0% Intro APR for up to 6 months
| Intro APR | 0% |
| Intro APR Period | 6 Months |
| Regular APR | 11.24% |
| Annual Fee | None |
| Balance Transfers | Yes |
