How To Lower Your Homeowners Or Renter’s Insurance
If you’re interested and have spare time, this is enlightening - a list of the average homeowners and renter’s insurance premiums by state. I was pleased to learn mine lined up with the average in my state. While you’re at it, you may want to check out Consumer Action’s tips on how to lower your premiums:
Higher deductible: As with anything, a higher deductible means a lower premium. Consumer Action says a higher deductible of even just a few hundred dollars can make a significant difference.
Buy sufficient insurance: It’s best to make sure your coverage amount is sufficient before you actually have to file a claim.
Ask: Simply asking your agent for a discount may open up some doors you didn’t even know existed. Furthermore, it could shed light on some additions you can make to your home in order to be eligible for said discounts. Anything from deadbolts on the doors and a home security system to your age and length of time as a customer with that particular company can actually save you money on your monthly premium! And a penny saved is truly a penny earned!
January 28th, 2008 at 7:16 pm
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January 28th, 2008 at 7:36 pm
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January 28th, 2008 at 7:40 pm
[…] To Lower Your Homeowners Or Renters Insurance toddv wrote an interesting post today onHere’s a quick excerptIf you’re interested and have spare […]