<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Mortgage Rate News</title>
	<atom:link href="http://www.banks.com/blogs/mortgages/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.banks.com/blogs/mortgages</link>
	<description>Find the latest mortgage rates, mortgage rate news and articles on the Banks.com Mortgage Blog.</description>
	<lastBuildDate>Mon, 31 May 2010 14:19:52 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.1</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Memorial Day: Could We TRY to Take Care of Our Soldiers?</title>
		<link>http://www.banks.com/blogs/mortgages/2010/05/31/memorial-day-could-we-try-to-take-care-of-our-soldiers/</link>
		<comments>http://www.banks.com/blogs/mortgages/2010/05/31/memorial-day-could-we-try-to-take-care-of-our-soldiers/#comments</comments>
		<pubDate>Mon, 31 May 2010 14:19:52 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/mortgages/?p=946</guid>
		<description><![CDATA[



Image by Getty Images via @daylife



I think it&#8217;s a terrible thing when anyone gets foreclosed on &#8212; especially when the foreclosure is the result of unfortunate circumstances, such as a job loss or a catastrophe that leads to high medical bills. However, I think it is especially criminal when a soldier&#8217;s home gets foreclosed on. [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/mortgages/2010/05/31/memorial-day-could-we-try-to-take-care-of-our-soldiers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Would You Rather Rent Than Buy?</title>
		<link>http://www.banks.com/blogs/mortgages/2010/05/28/would-you-rather-rent-than-buy/</link>
		<comments>http://www.banks.com/blogs/mortgages/2010/05/28/would-you-rather-rent-than-buy/#comments</comments>
		<pubDate>Fri, 28 May 2010 17:28:57 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[Housing market]]></category>
		<category><![CDATA[Mortgage Trends]]></category>
		<category><![CDATA[Real Estate Investments]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Renting]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/mortgages/?p=943</guid>
		<description><![CDATA[

Even though many believe that low mortgage rates and low home prices make now a good time to buy, there is a growing number of folks who would rather rent than buy. The Truth About Mortgage offers this insight into housing market perception:
A new survey conducted by the National Apartment Association and Harris Interactive found [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/mortgages/2010/05/28/would-you-rather-rent-than-buy/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Mortgage Rates Fall Again</title>
		<link>http://www.banks.com/blogs/mortgages/2010/05/27/mortgage-rates-fall-again/</link>
		<comments>http://www.banks.com/blogs/mortgages/2010/05/27/mortgage-rates-fall-again/#comments</comments>
		<pubDate>Thu, 27 May 2010 16:41:42 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[Housing market]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/mortgages/?p=940</guid>
		<description><![CDATA[

The situation for those looking to buy continues to improve. Mortgage rates are down again in the last week, falling as buyers remain scarce in the housing market. The Wall Street Journal reports on the lower mortgage interest rates:
Average 30-year mortgage rates fell to 4.8% last week from 4.83% the  previous week, according to [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/mortgages/2010/05/27/mortgage-rates-fall-again/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Celebrities Sell Their Homes, Too</title>
		<link>http://www.banks.com/blogs/mortgages/2010/05/26/celebrities-sell-their-homes-too/</link>
		<comments>http://www.banks.com/blogs/mortgages/2010/05/26/celebrities-sell-their-homes-too/#comments</comments>
		<pubDate>Wed, 26 May 2010 17:17:19 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[Housing market]]></category>
		<category><![CDATA[Real Estate Investments]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[celebrity homes]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[homes for sale]]></category>
		<category><![CDATA[John Krasinski]]></category>
		<category><![CDATA[Mikhail Baryshnikov]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/mortgages/?p=938</guid>
		<description><![CDATA[

Today&#8217;s data on new home sales for April 2010 turned out better than expected, with an increase of 15%. CNN Money reports on April&#8217;s success with new home sales:
April was the second straight month of increases. In March new home  sales snapped a four-month losing streak and surged at the fastest single-month rate in [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/mortgages/2010/05/26/celebrities-sell-their-homes-too/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Price Declines on the Way</title>
		<link>http://www.banks.com/blogs/mortgages/2010/05/25/home-price-declines-on-the-way/</link>
		<comments>http://www.banks.com/blogs/mortgages/2010/05/25/home-price-declines-on-the-way/#comments</comments>
		<pubDate>Tue, 25 May 2010 15:37:09 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Consumer warning]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Housing market]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Case–Shiller index]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/mortgages/?p=935</guid>
		<description><![CDATA[

Home price declines appeared to slow earlier this year, thanks to the home buyer tax credit. With the tax credit of up to $6,500 or $8,000 (first time home buyers), prices were being artificially supported. This is no longer happening, though, with the tax buyer credit expired. Now, many expect home prices to decline a [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/mortgages/2010/05/25/home-price-declines-on-the-way/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>5 Tips To Help You Get Home Loan Approval</title>
		<link>http://www.banks.com/blogs/mortgages/2010/05/24/5-tips-to-help-you-get-home-loan-approval/</link>
		<comments>http://www.banks.com/blogs/mortgages/2010/05/24/5-tips-to-help-you-get-home-loan-approval/#comments</comments>
		<pubDate>Mon, 24 May 2010 15:11:48 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Consumer warning]]></category>
		<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate Tips]]></category>
		<category><![CDATA[Down payment]]></category>
		<category><![CDATA[FHA loan]]></category>
		<category><![CDATA[home loan approval]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage loan]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/mortgages/?p=933</guid>
		<description><![CDATA[

When it comes to getting a home mortgage loan, things can get a little difficult, especially in this climate. Home loan approval is hard to come by these days, with banks tightening lending standards. A few years ago, it was possible to get a home mortgage loan just by walking into a bank. Now, though, [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/mortgages/2010/05/24/5-tips-to-help-you-get-home-loan-approval/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Tax Sale: The Other Foreclosure</title>
		<link>http://www.banks.com/blogs/mortgages/2010/05/22/tax-sale-the-other-foreclosure/</link>
		<comments>http://www.banks.com/blogs/mortgages/2010/05/22/tax-sale-the-other-foreclosure/#comments</comments>
		<pubDate>Sat, 22 May 2010 16:41:12 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Consumer warning]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Housing market]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Property tax]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Tax lien sale]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/mortgages/?p=931</guid>
		<description><![CDATA[A lot of the time, we think of foreclosure resulting from an inability to make mortgage payments. We either figure that the someone in foreclosure either bought a home they couldn&#8217;t afford, or that they lost their job and could no longer keep up with the mortgage. But this is not the only kind of [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/mortgages/2010/05/22/tax-sale-the-other-foreclosure/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Consumer Financial Protection Agency Gets Go Ahead in Regulatory Reform</title>
		<link>http://www.banks.com/blogs/mortgages/2010/05/21/consumer-financial-protection-agency-gets-go-ahead-in-regulatory-reform/</link>
		<comments>http://www.banks.com/blogs/mortgages/2010/05/21/consumer-financial-protection-agency-gets-go-ahead-in-regulatory-reform/#comments</comments>
		<pubDate>Fri, 21 May 2010 19:08:03 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Trends]]></category>
		<category><![CDATA[Barack Obama]]></category>
		<category><![CDATA[Christopher Dodd]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[financial reform]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Senate]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/mortgages/?p=927</guid>
		<description><![CDATA[

The Senate passed a financial regulatory reform bill last night. The creation of a Consumer Financial Protection Agency was part of the bill, meant to provide consumers with an agency to protect their interests from banks. National Mortgage News Online reports on some of consumer protections addressed in the bill:
The bill, crafted by Sen. Christopher [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/mortgages/2010/05/21/consumer-financial-protection-agency-gets-go-ahead-in-regulatory-reform/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Want to Trade Up Your House? Good Luck Selling Your Current Residence</title>
		<link>http://www.banks.com/blogs/mortgages/2010/05/18/want-to-trade-up-your-house-good-luck-selling-your-current-residence/</link>
		<comments>http://www.banks.com/blogs/mortgages/2010/05/18/want-to-trade-up-your-house-good-luck-selling-your-current-residence/#comments</comments>
		<pubDate>Tue, 18 May 2010 15:21:26 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[Housing market]]></category>
		<category><![CDATA[Mortgage Trends]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Down payment]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/mortgages/?p=923</guid>
		<description><![CDATA[

Not too long ago, my husband and I started casually looking at homes. We are waiting to see whether my man gets a job here in town, but we thought it might be fun look around a little bit and see what&#8217;s available, since prices are low and mortgage rates are favorable. However, the more [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/mortgages/2010/05/18/want-to-trade-up-your-house-good-luck-selling-your-current-residence/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>FHA Loan Changes May Be Coming Soon</title>
		<link>http://www.banks.com/blogs/mortgages/2010/05/17/fha-loan-changes-may-be-coming-soon/</link>
		<comments>http://www.banks.com/blogs/mortgages/2010/05/17/fha-loan-changes-may-be-coming-soon/#comments</comments>
		<pubDate>Mon, 17 May 2010 15:48:33 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Consumer warning]]></category>
		<category><![CDATA[Home Equity Loan]]></category>
		<category><![CDATA[Mortgage Trends]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Down payment]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA loan]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/mortgages/?p=920</guid>
		<description><![CDATA[

Loans backed by the Federal Housing Administration have been playing a wider role in the house market since the mortgage market crash and the recession. As mortgage lenders tightened credit requirements and raised requirements for down payments, the FHA&#8217;s more generous program gained in popularity. This is not particularly surprising, since the FHA requires a [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/mortgages/2010/05/17/fha-loan-changes-may-be-coming-soon/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
	</channel>
</rss>
