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	<title>Mortgage Rate News</title>
	<link>http://banks.com/blogs/mortgages</link>
	<description>Find the latest mortgage rates, mortgage rate news and articles on the Banks.com Mortgage Blog.</description>
	<pubDate>Sat, 06 Sep 2008 14:44:42 +0000</pubDate>
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	<language>en</language>
			<item>
		<title>U.S. Government to Take Over Fannie and Freddie</title>
		<link>http://banks.com/blogs/mortgages/2008/09/06/us-government-to-take-over-fannie-and-freddie/</link>
		<comments>http://banks.com/blogs/mortgages/2008/09/06/us-government-to-take-over-fannie-and-freddie/#comments</comments>
		<pubDate>Sat, 06 Sep 2008 14:44:42 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Mortgage Lenders]]></category>

		<category><![CDATA[Foreclosures]]></category>

		<category><![CDATA[Debt Management]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<category><![CDATA[Bankruptcy]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/09/06/us-government-to-take-over-fannie-and-freddie/</guid>
		<description><![CDATA[It&#8217;s finally happened. The U.S. government has acknowledged the inevitable and called the executives of Fannie Mae and Freddie Mac in to let them know that the government will be taking them over.
This move, which is expected to be officially announced by Sunday, has been coming on for quite some time. Even with the new [...]]]></description>
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		</item>
		<item>
		<title>Is the BiSaver Mortgage Payment Program a Good Idea?</title>
		<link>http://banks.com/blogs/mortgages/2008/09/05/is-the-bisaver-mortgage-payment-program-a-good-idea/</link>
		<comments>http://banks.com/blogs/mortgages/2008/09/05/is-the-bisaver-mortgage-payment-program-a-good-idea/#comments</comments>
		<pubDate>Fri, 05 Sep 2008 15:16:20 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Mortgage Lenders]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Mortgage Interest]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/09/05/is-the-bisaver-mortgage-payment-program-a-good-idea/</guid>
		<description><![CDATA[One of the ways you can save money on your home mortgage loan is to make a biweekly mortgage payment, rather than one that is monthly. This actually reduces your principal, reduces the amount you pay in interest over the life of the mortgage and reduces the amount of time you are paying your mortgage. [...]]]></description>
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		</item>
		<item>
		<title>What If You Can&#8217;t Make a Mortgage Payment?</title>
		<link>http://banks.com/blogs/mortgages/2008/09/04/what-if-you-cant-make-a-mortgage-payment/</link>
		<comments>http://banks.com/blogs/mortgages/2008/09/04/what-if-you-cant-make-a-mortgage-payment/#comments</comments>
		<pubDate>Thu, 04 Sep 2008 15:09:59 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Debt Management]]></category>

		<category><![CDATA[Consumer warning]]></category>

		<category><![CDATA[Foreclosures]]></category>

		<category><![CDATA[Mortgage Lenders]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/09/04/what-if-you-cant-make-a-mortgage-payment/</guid>
		<description><![CDATA[One of the concerns that keeps cropping up amongst many homeowners has to do with whether or not they can make a mortgage payment. Indeed, in today&#8217;s economy, more people are asking this question before they even get into trouble with their home mortgage loans.
It is a very troubling question, with very few pleasant answers.
What [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/09/04/what-if-you-cant-make-a-mortgage-payment/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Ed McMahon to Avoid Foreclosure</title>
		<link>http://banks.com/blogs/mortgages/2008/09/03/ed-mcmahon-to-avoid-foreclosure/</link>
		<comments>http://banks.com/blogs/mortgages/2008/09/03/ed-mcmahon-to-avoid-foreclosure/#comments</comments>
		<pubDate>Wed, 03 Sep 2008 15:43:10 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Foreclosures]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/09/03/ed-mcmahon-to-avoid-foreclosure/</guid>
		<description><![CDATA[One of the most heart-rending tales of foreclosure in recent months has been the possibility that beloved TV personality Ed McMahon would lose his home. Indeed, many people were saddened by the news, since Ed McMahon was such a popular personality, and had been ailing for months. His inability to work, and his medical bills, [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/09/03/ed-mcmahon-to-avoid-foreclosure/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Housing Market Crisis and Retirement Planning</title>
		<link>http://banks.com/blogs/mortgages/2008/09/02/housing-market-crisis-and-retirement-planning/</link>
		<comments>http://banks.com/blogs/mortgages/2008/09/02/housing-market-crisis-and-retirement-planning/#comments</comments>
		<pubDate>Tue, 02 Sep 2008 20:12:50 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/09/02/housing-market-crisis-and-retirement-planning/</guid>
		<description><![CDATA[For quite some time, one of the basics of retirement planning investment has been real estate. Indeed, many people have been advised to include real estate in their investment portfolios. Others have considered their homes to be a vital part of retirement planning, deciding that they will sell, get a home equity loan or take [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/09/02/housing-market-crisis-and-retirement-planning/feed/</wfw:commentRss>
		</item>
		<item>
		<title>10 First-Time Homebuyer Mistakes (Part 2: Mistakes 6-10)</title>
		<link>http://banks.com/blogs/mortgages/2008/08/29/10-first-time-homebuyer-mistakes-part-1-mistakes-6-10/</link>
		<comments>http://banks.com/blogs/mortgages/2008/08/29/10-first-time-homebuyer-mistakes-part-1-mistakes-6-10/#comments</comments>
		<pubDate>Fri, 29 Aug 2008 14:28:42 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Consumer warning]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Real Estate Tips]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/08/29/10-first-time-homebuyer-mistakes-part-1-mistakes-6-10/</guid>
		<description><![CDATA[Yesterday, I started a post on 10 first-time homebuyer mistakes, going through items 1-5. Today we&#8217;ll be addressing 5 more mistakes that first-time homebuyers make:

Lack of vision. Sometimes we think that we have to do everything to make the house &#8220;right&#8221; immediately after we move in. We bought a new construction home with no yard. [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/08/29/10-first-time-homebuyer-mistakes-part-1-mistakes-6-10/feed/</wfw:commentRss>
		</item>
		<item>
		<title>10 First-Time Homebuyer Mistakes (Part 1: Mistakes 1-5)</title>
		<link>http://banks.com/blogs/mortgages/2008/08/28/10-first-time-homebuyer-mistakes-part-1-mistakes-1-5/</link>
		<comments>http://banks.com/blogs/mortgages/2008/08/28/10-first-time-homebuyer-mistakes-part-1-mistakes-1-5/#comments</comments>
		<pubDate>Thu, 28 Aug 2008 13:24:07 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Consumer warning]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/08/28/10-first-time-homebuyer-mistakes-part-1-mistakes-1-5/</guid>
		<description><![CDATA[There are plenty of first-time homebuyer mistakes. Indeed, when it comes to buying a home and getting your home mortgage loan, it seems as though the pitfalls keep presenting themselves. Today and tomorrow, we are going to look at 10 first-time homebuyer mistakes.
Without further ado, here are 5 first-time homebuyer mistakes:

Not knowing what you can [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/08/28/10-first-time-homebuyer-mistakes-part-1-mistakes-1-5/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Getting Money for a Down Payment on Your Home Mortgage Loan</title>
		<link>http://banks.com/blogs/mortgages/2008/08/27/getting-money-for-a-down-payment-on-your-home-mortgage-loan/</link>
		<comments>http://banks.com/blogs/mortgages/2008/08/27/getting-money-for-a-down-payment-on-your-home-mortgage-loan/#comments</comments>
		<pubDate>Wed, 27 Aug 2008 15:15:26 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Real Estate Tips]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/08/27/getting-money-for-a-down-payment-on-your-home-mortgage-loan/</guid>
		<description><![CDATA[With tighter lending standards across the board, it is no surprise that some mortgage lenders are requiring down payments. While many personal finance experts never stopped encouraging the 20% down payment rule, most people have gotten used to creative financing methods (such as piggyback loans) to effectively get a zero down mortgage. Now, though, some [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/08/27/getting-money-for-a-down-payment-on-your-home-mortgage-loan/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Fraud and Bank Crackdowns</title>
		<link>http://banks.com/blogs/mortgages/2008/08/26/mortgage-fraud-and-bank-crackdowns/</link>
		<comments>http://banks.com/blogs/mortgages/2008/08/26/mortgage-fraud-and-bank-crackdowns/#comments</comments>
		<pubDate>Tue, 26 Aug 2008 15:04:53 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/08/26/mortgage-fraud-and-bank-crackdowns/</guid>
		<description><![CDATA[It&#8217;s been an interesting morning in terms of the mortgage market and the financial market. Two very interesting trends are emerging: increased mortgage fraud and increased crackdowns on banks.
Mortgage fraud on the rise
Mortgage fraud is actually on the rise. According to the Wall Street Journal, the year over year rate of mortgage fraud is up [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/08/26/mortgage-fraud-and-bank-crackdowns/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Existing Home Sales Beat Forecast in July</title>
		<link>http://banks.com/blogs/mortgages/2008/08/25/existing-home-sales-beat-forecast-in-july/</link>
		<comments>http://banks.com/blogs/mortgages/2008/08/25/existing-home-sales-beat-forecast-in-july/#comments</comments>
		<pubDate>Mon, 25 Aug 2008 14:50:06 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Mortgage Lenders]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/08/25/existing-home-sales-beat-forecast-in-july/</guid>
		<description><![CDATA[Existing home sales rose in July, boosting the annual rate by 3.1% over the June revised pace for existing home sales. However, this news was tempered by the fact that more homes are on the market &#8212; and that home prices continue to fall. The Wall Street Journal reports on the trend in existing home [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/08/25/existing-home-sales-beat-forecast-in-july/feed/</wfw:commentRss>
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