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	<title>Comments for Mortgage Rate News</title>
	<link>http://www.banks.com/blogs/mortgages</link>
	<description>Find the latest mortgage rates, mortgage rate news and articles on the Banks.com Mortgage Blog.</description>
	<pubDate>Sun, 08 Nov 2009 03:14:59 +0000</pubDate>
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		<title>Comment on First Time Home Buyer Tax Credit Extended by Gold Reaches $1,100, Dow Struggles to Remain in the Black - Money &#38; Investing - Banks.com</title>
		<link>http://www.banks.com/blogs/mortgages/2009/11/06/first-time-home-buyer-tax-credit-extended/#comment-1151</link>
		<author>Gold Reaches $1,100, Dow Struggles to Remain in the Black - Money &#38; Investing - Banks.com</author>
		<pubDate>Fri, 06 Nov 2009 16:58:04 +0000</pubDate>
		<guid>http://www.banks.com/blogs/mortgages/2009/11/06/first-time-home-buyer-tax-credit-extended/#comment-1151</guid>
		<description>[...] the stock market is the commitment by Congress to prop up the housing market by extending the first time home buyer tax credit, and expanding it so that even some current home owners can take advantage of a tax credit. The [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] the stock market is the commitment by Congress to prop up the housing market by extending the first time home buyer tax credit, and expanding it so that even some current home owners can take advantage of a tax credit. The [&#8230;]</p>
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		<title>Comment on Is a $15,000 Home Buyer Tax Credit on the Way? by First Time Home Buyer Tax Credit Extended - Mortgage Rate News</title>
		<link>http://www.banks.com/blogs/mortgages/2009/09/16/is-a-15000-home-buyer-tax-credit-on-the-way/#comment-1150</link>
		<author>First Time Home Buyer Tax Credit Extended - Mortgage Rate News</author>
		<pubDate>Fri, 06 Nov 2009 16:44:56 +0000</pubDate>
		<guid>http://www.banks.com/blogs/mortgages/2009/09/16/is-a-15000-home-buyer-tax-credit-on-the-way/#comment-1150</guid>
		<description>[...] it would still be nice to know that if we wanted to take advantage of such a great deal, we could. It&#8217;s not $15,000, but it&#8217;ll do. It&#8217;s better than [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] it would still be nice to know that if we wanted to take advantage of such a great deal, we could. It&#8217;s not $15,000, but it&#8217;ll do. It&#8217;s better than [&#8230;]</p>
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		<title>Comment on 5 Things Home Buyers Need to Be Aware Of by Things to Consider When Buying a Foreclosure - Mortgage Rate News</title>
		<link>http://www.banks.com/blogs/mortgages/2009/10/23/5-things-home-buyers-need-to-be-aware-of/#comment-1149</link>
		<author>Things to Consider When Buying a Foreclosure - Mortgage Rate News</author>
		<pubDate>Thu, 05 Nov 2009 17:53:46 +0000</pubDate>
		<guid>http://www.banks.com/blogs/mortgages/2009/10/23/5-things-home-buyers-need-to-be-aware-of/#comment-1149</guid>
		<description>[...] a home, it is important to consider your options. And it is important to be aware of some of the main issues associated with buying a home. This is especially true if you want to purchase a home that is in foreclosure. Buying a [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] a home, it is important to consider your options. And it is important to be aware of some of the main issues associated with buying a home. This is especially true if you want to purchase a home that is in foreclosure. Buying a [&#8230;]</p>
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		<title>Comment on Strategic Default: Foreclosure on Purpose by LoanShak &#187; Deed for Lease Program from Fannie Mae</title>
		<link>http://www.banks.com/blogs/mortgages/2009/11/02/strategic-default-foreclosure-on-purpose/#comment-1148</link>
		<author>LoanShak &#187; Deed for Lease Program from Fannie Mae</author>
		<pubDate>Thu, 05 Nov 2009 17:12:50 +0000</pubDate>
		<guid>http://www.banks.com/blogs/mortgages/2009/11/02/strategic-default-foreclosure-on-purpose/#comment-1148</guid>
		<description>[...] the pros and cons of your situation, and see what would work best for you: Deed for Lease or a strategic default.   Technorati Tags: Deed for Lease, Fannie Mae, Foreclosure, home owners, mortgage modification, [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] the pros and cons of your situation, and see what would work best for you: Deed for Lease or a strategic default.   Technorati Tags: Deed for Lease, Fannie Mae, Foreclosure, home owners, mortgage modification, [&#8230;]</p>
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		<title>Comment on Strategic Default: Foreclosure on Purpose by Personal Bankruptcy Filings Increase to Record Levels - Mortgage Rate News</title>
		<link>http://www.banks.com/blogs/mortgages/2009/11/02/strategic-default-foreclosure-on-purpose/#comment-1147</link>
		<author>Personal Bankruptcy Filings Increase to Record Levels - Mortgage Rate News</author>
		<pubDate>Wed, 04 Nov 2009 18:53:19 +0000</pubDate>
		<guid>http://www.banks.com/blogs/mortgages/2009/11/02/strategic-default-foreclosure-on-purpose/#comment-1147</guid>
		<description>[...] This is a new high, and likely represents the hard times that people have fallen upon. Traditionally, most bankruptcies are caused by medical bills and expenses. However, I&#8217;m wondering if this most recent rash of bankruptcies is more the product of job loss and an inability to keep up with everything due to economic conditions. And, of course, in some cases it might be a strategic decision to start all over, much like a strategic default. [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] This is a new high, and likely represents the hard times that people have fallen upon. Traditionally, most bankruptcies are caused by medical bills and expenses. However, I&#8217;m wondering if this most recent rash of bankruptcies is more the product of job loss and an inability to keep up with everything due to economic conditions. And, of course, in some cases it might be a strategic decision to start all over, much like a strategic default. [&#8230;]</p>
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	<item>
		<title>Comment on Is the Recession Over? by Personal Bankruptcy Filings Increase to Record Levels - Mortgage Rate News</title>
		<link>http://www.banks.com/blogs/mortgages/2009/10/29/is-the-recession-over/#comment-1146</link>
		<author>Personal Bankruptcy Filings Increase to Record Levels - Mortgage Rate News</author>
		<pubDate>Wed, 04 Nov 2009 18:51:05 +0000</pubDate>
		<guid>http://www.banks.com/blogs/mortgages/2009/10/29/is-the-recession-over/#comment-1146</guid>
		<description>[...] the recession may be over, but that doesn&#8217;t mean that individual financial problems are just going away. That&#8217;s [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] the recession may be over, but that doesn&#8217;t mean that individual financial problems are just going away. That&#8217;s [&#8230;]</p>
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		<title>Comment on Is the Recession Over? by Keep an Eye on Your HELOC - Mortgage Rate News</title>
		<link>http://www.banks.com/blogs/mortgages/2009/10/29/is-the-recession-over/#comment-1145</link>
		<author>Keep an Eye on Your HELOC - Mortgage Rate News</author>
		<pubDate>Tue, 03 Nov 2009 18:21:25 +0000</pubDate>
		<guid>http://www.banks.com/blogs/mortgages/2009/10/29/is-the-recession-over/#comment-1145</guid>
		<description>[...] now that economists are saying that the recession is over, it is likely that you will see an increase in interest rates in the coming months. While it [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] now that economists are saying that the recession is over, it is likely that you will see an increase in interest rates in the coming months. While it [&#8230;]</p>
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		<title>Comment on 5 Things Home Buyers Need to Be Aware Of by Latest News in Mortgages and Home Loans- Nov 3, 2009 &#124; Mortgage Loan Refinance Guru</title>
		<link>http://www.banks.com/blogs/mortgages/2009/10/23/5-things-home-buyers-need-to-be-aware-of/#comment-1144</link>
		<author>Latest News in Mortgages and Home Loans- Nov 3, 2009 &#124; Mortgage Loan Refinance Guru</author>
		<pubDate>Tue, 03 Nov 2009 10:22:02 +0000</pubDate>
		<guid>http://www.banks.com/blogs/mortgages/2009/10/23/5-things-home-buyers-need-to-be-aware-of/#comment-1144</guid>
		<description>[...] 5 Things Home Buyers Need to Be Aware Of Image by Getty Images via Daylife Right now, there are a lot of good deals to be had when it comes to buying a home. Home prices are low, and mortgage interest rates remain relatively low. And, it looks like Congress is getting serious about some sort of extension to the home buyer tax credit. It [...] [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] 5 Things Home Buyers Need to Be Aware Of Image by Getty Images via Daylife Right now, there are a lot of good deals to be had when it comes to buying a home. Home prices are low, and mortgage interest rates remain relatively low. And, it looks like Congress is getting serious about some sort of extension to the home buyer tax credit. It [&#8230;] [&#8230;]</p>
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		<title>Comment on Strategic Default: Foreclosure on Purpose by Latest News in Mortgages and Home Loans- Nov 3, 2009 &#124; Mortgage Loan Refinance Guru</title>
		<link>http://www.banks.com/blogs/mortgages/2009/11/02/strategic-default-foreclosure-on-purpose/#comment-1143</link>
		<author>Latest News in Mortgages and Home Loans- Nov 3, 2009 &#124; Mortgage Loan Refinance Guru</author>
		<pubDate>Tue, 03 Nov 2009 10:21:44 +0000</pubDate>
		<guid>http://www.banks.com/blogs/mortgages/2009/11/02/strategic-default-foreclosure-on-purpose/#comment-1143</guid>
		<description>[...] Strategic Default: Foreclosure on Purpose Image by respres via Flickr The news, of course, is that the recession is over. But, even though there has been a technical end to the recession, it doesn&#8217;t mean that things are suddenly going to get better. Indeed, there are still foreclosures likely, and the unpleasant fact that many people still can&#8217;t afford their mortgage [...] [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Strategic Default: Foreclosure on Purpose Image by respres via Flickr The news, of course, is that the recession is over. But, even though there has been a technical end to the recession, it doesn&#8217;t mean that things are suddenly going to get better. Indeed, there are still foreclosures likely, and the unpleasant fact that many people still can&#8217;t afford their mortgage [&#8230;] [&#8230;]</p>
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		<title>Comment on Is the Recession Over? by Strategic Default: Foreclosure on Purpose - Mortgage Rate News</title>
		<link>http://www.banks.com/blogs/mortgages/2009/10/29/is-the-recession-over/#comment-1142</link>
		<author>Strategic Default: Foreclosure on Purpose - Mortgage Rate News</author>
		<pubDate>Mon, 02 Nov 2009 16:11:28 +0000</pubDate>
		<guid>http://www.banks.com/blogs/mortgages/2009/10/29/is-the-recession-over/#comment-1142</guid>
		<description>[...] news, of course, is that the recession is over. But, even though there has been a technical end to the recession, it doesn&#8217;t mean that [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] news, of course, is that the recession is over. But, even though there has been a technical end to the recession, it doesn&#8217;t mean that [&#8230;]</p>
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