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Concerns about foreclosure scams have been mounting, as has confusion amongst home owners about how to get mortgage loan modification. As a result, it is little surprise that the FDIC has put together a tool kit aimed at helping and protecting consumers. This foreclosure prevention tool kit offers a number of resources, reports HousingWire:

The tool kit includes information to point borrowers to the right contacts and clarifies what documents they need to apply for loan modifications. It includes a brochure that encourages consumers to contact their servicer if facing financial difficulties.

The “Beware of Foreclosure Rescue and Loan Modification Scams” brochure provides information on common schemes, such as partial interest bankruptcy scams.

This is a great resource that can help you find help for staying in your home, and also help you avoid those foreclosure scams that are starting to cause so much trouble.

Avoiding foreclosure prevention scams

This is becoming an increasingly severe problem as desperate people turn to scammers for help. It is important to realize that in many cases help for loan modification or foreclosure is free or low cost. The fact that few people understand this is one of the big issues. The FDIC and other agencies meant to help consumers don’t have the same sort of advertising techniques that scammers have.

However, this FDIC foreclosure prevention tool kit can change all of that.  You can get direction as to where to find help with your loan modification. You can also get useful information on how to avoid scams, and what you can do to protect yourself — and your home — from the unscrupulous.

Finally, the tool kit also has a cool module from Money Smart, called Your Own Home. This is an instructor-related module that can help you learn interactively and acquire more knowledge about foreclosure prevention and avoiding pitfalls.