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	<title>Insurance Quotes &#038; Advice</title>
	<link>http://www.banks.com/blogs/insurance</link>
	<description>Find up-to-date insurance quotes, tips and news from our experts on the Banks.com Insurance Blog.</description>
	<pubDate>Sat, 17 May 2008 02:09:05 +0000</pubDate>
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			<item>
		<title>Bond Insurance Losses Continue To Grow</title>
		<link>http://www.banks.com/blogs/insurance/2008/05/16/bond-insurance-losses-continue-to-grow/</link>
		<comments>http://www.banks.com/blogs/insurance/2008/05/16/bond-insurance-losses-continue-to-grow/#comments</comments>
		<pubDate>Sat, 17 May 2008 02:09:05 +0000</pubDate>
		<dc:creator>Weamein Yee</dc:creator>
		
		<category><![CDATA[Insurance Losses]]></category>

		<category><![CDATA[Bond Insurance]]></category>

		<category><![CDATA[Insurance News]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/insurance/2008/05/16/bond-insurance-losses-continue-to-grow/</guid>
		<description><![CDATA[The bond insurance sector reported more losses for the first quarter, renewing concerns of ratings downgrades.
Moody&#8217;s Investors Service said deepening losses at MBIA Inc. and Ambac Financial Group Inc. may imperil their Aaa credit ratings less than three months after affirming the top grade.
The two largest bond insurers recorded a total $6.7 billion of first-quarter [...]]]></description>
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		<title>World&#8217;s Largest Insurer Reports Big Loss For First Quarter</title>
		<link>http://www.banks.com/blogs/insurance/2008/05/09/worlds-largest-insurer-reports-big-loss-for-first-quarter/</link>
		<comments>http://www.banks.com/blogs/insurance/2008/05/09/worlds-largest-insurer-reports-big-loss-for-first-quarter/#comments</comments>
		<pubDate>Sat, 10 May 2008 03:07:24 +0000</pubDate>
		<dc:creator>Weamein Yee</dc:creator>
		
		<category><![CDATA[Insurance Losses]]></category>

		<category><![CDATA[Insurance News]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/insurance/2008/05/09/worlds-largest-insurer-reports-big-loss-for-first-quarter/</guid>
		<description><![CDATA[American International Group Inc. reported a $7.81 billion loss for the first quarter in a earnings report released after the market closed on Thursday.  While AIG&#8217;s core insurance business is doing reasonably well,  the mounting losses are stemming from it&#8217;s high risk exposure to the slumping housing market.
For the second quarter in a row, the company [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/insurance/2008/05/09/worlds-largest-insurer-reports-big-loss-for-first-quarter/feed/</wfw:commentRss>
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		<title>National Flood Insurance Program One Step Closer To Renewal</title>
		<link>http://www.banks.com/blogs/insurance/2008/05/07/national-flood-insurance-program-one-step-closer-to-renewal/</link>
		<comments>http://www.banks.com/blogs/insurance/2008/05/07/national-flood-insurance-program-one-step-closer-to-renewal/#comments</comments>
		<pubDate>Thu, 08 May 2008 03:35:27 +0000</pubDate>
		<dc:creator>Weamein Yee</dc:creator>
		
		<category><![CDATA[Hurricane Season]]></category>

		<category><![CDATA[Flood Insurance]]></category>

		<category><![CDATA[Insurance News]]></category>

		<category><![CDATA[Property Insurance]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/insurance/2008/05/07/national-flood-insurance-program-one-step-closer-to-renewal/</guid>
		<description><![CDATA[On Tuesday, a bill to renew the National Flood Insurance Program(NFIP), which is set to expire this September, passed a key hurdle in the Senate.  Lawmakers have stepped up their efforts to reauthorize the program which is run by the Federal Emergency Management Agency(FEMA).
The Senate bill would extend the program through 2013, while forgiving a [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/insurance/2008/05/07/national-flood-insurance-program-one-step-closer-to-renewal/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Annuities Sales Growing By Leaps And Bounds</title>
		<link>http://www.banks.com/blogs/insurance/2008/05/05/annuities-sales-growing-by-leaps-and-bounds/</link>
		<comments>http://www.banks.com/blogs/insurance/2008/05/05/annuities-sales-growing-by-leaps-and-bounds/#comments</comments>
		<pubDate>Mon, 05 May 2008 15:47:56 +0000</pubDate>
		<dc:creator>Weamein Yee</dc:creator>
		
		<category><![CDATA[Retirement Planning]]></category>

		<category><![CDATA[Annuities]]></category>

		<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/insurance/2008/05/05/annuities-sales-growing-by-leaps-and-bounds/</guid>
		<description><![CDATA[Since the introduction of variable or indexed annuities, which insurance companies introduced to compete with the growing popularity of mutual funds, annuity sales have risen steadily every year.  However, annuity sales have skyrocketed over the past year as a tidal wave of baby boomers are about to hit retirement age.
With life expectancies on the rise, [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/insurance/2008/05/05/annuities-sales-growing-by-leaps-and-bounds/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Genetics Discrimination Bill Passed By House</title>
		<link>http://www.banks.com/blogs/insurance/2008/05/01/genetics-discrimination-bill-passed-by-house/</link>
		<comments>http://www.banks.com/blogs/insurance/2008/05/01/genetics-discrimination-bill-passed-by-house/#comments</comments>
		<pubDate>Fri, 02 May 2008 02:21:51 +0000</pubDate>
		<dc:creator>Weamein Yee</dc:creator>
		
		<category><![CDATA[Insurance News]]></category>

		<category><![CDATA[Health Insurance]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/insurance/2008/05/01/genetics-discrimination-bill-passed-by-house/</guid>
		<description><![CDATA[Earlier today, the U.S. House passed the Genetic Information Nondiscrimination Act of 2008(GINA) by a vote of 414-1.  The bill which was also approved by the Senate with a 95-0 vote last week is expected to be signed into law by President Bush when it crosses his desk.
GINA would prohibit employers and health insurers from discriminating against [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/insurance/2008/05/01/genetics-discrimination-bill-passed-by-house/feed/</wfw:commentRss>
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		<item>
		<title>The Strongest Insurance Companies Will Come Out Ahead</title>
		<link>http://www.banks.com/blogs/insurance/2008/04/29/the-strongest-insurance-companies-will-come-out-ahead/</link>
		<comments>http://www.banks.com/blogs/insurance/2008/04/29/the-strongest-insurance-companies-will-come-out-ahead/#comments</comments>
		<pubDate>Tue, 29 Apr 2008 19:50:59 +0000</pubDate>
		<dc:creator>Weamein Yee</dc:creator>
		
		<category><![CDATA[Insurance Industry]]></category>

		<category><![CDATA[Insurance Losses]]></category>

		<category><![CDATA[Bond Insurance]]></category>

		<category><![CDATA[Insurance News]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/insurance/2008/04/29/the-strongest-insurance-companies-will-come-out-ahead/</guid>
		<description><![CDATA[In a sign that the credit crisis maybe nearing an end, the financial services sector including the insurance industry is beginning to heat up with merger and buyout activity.  The insurance industry has faired better than their counterparts in the commercial banking and securities brokerage sectors, amidst the fallout of the sub prime collapse.
Insurance companies [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/insurance/2008/04/29/the-strongest-insurance-companies-will-come-out-ahead/feed/</wfw:commentRss>
		</item>
		<item>
		<title>California Court Denies Allstate&#8217;s Appeal On Auto Insurance Rate Reduction</title>
		<link>http://www.banks.com/blogs/insurance/2008/04/27/california-court-denies-allstates-appeal-on-auto-insurance-rate-reduction/</link>
		<comments>http://www.banks.com/blogs/insurance/2008/04/27/california-court-denies-allstates-appeal-on-auto-insurance-rate-reduction/#comments</comments>
		<pubDate>Mon, 28 Apr 2008 03:39:21 +0000</pubDate>
		<dc:creator>Weamein Yee</dc:creator>
		
		<category><![CDATA[Insurance Regulation]]></category>

		<category><![CDATA[Insurance News]]></category>

		<category><![CDATA[Auto Insurance]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/insurance/2008/04/28/california-court-denies-allstates-appeal-on-auto-insurance-rate-reduction/</guid>
		<description><![CDATA[Last week a California Superior Court denied Allstate&#8217;s appeal on an auto insurance rate reduction ordered by the state&#8217;s insurance regulater.
&#8220;The court rejected Allstate&#8217;s efforts to delay immediate savings to consumers,&#8221; said state Insurance Commissioner Steve Poizner in a news release. The insurer sought a delay from the court while it appeals a state decision [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/insurance/2008/04/27/california-court-denies-allstates-appeal-on-auto-insurance-rate-reduction/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Auto Insurance Premiums And State Regulation</title>
		<link>http://www.banks.com/blogs/insurance/2008/04/25/auto-insurance-premiums-and-state-regulation/</link>
		<comments>http://www.banks.com/blogs/insurance/2008/04/25/auto-insurance-premiums-and-state-regulation/#comments</comments>
		<pubDate>Fri, 25 Apr 2008 19:52:06 +0000</pubDate>
		<dc:creator>Weamein Yee</dc:creator>
		
		<category><![CDATA[Insurance Regulation]]></category>

		<category><![CDATA[Insurance News]]></category>

		<category><![CDATA[Auto Insurance]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/insurance/2008/04/25/auto-insurance-premiums-and-state-regulation/</guid>
		<description><![CDATA[Much attention has been in the news recently as Congress focuses on the topic of federal regulation for the insurance market.  Currently states are in charge of regulation with different degrees of oversight, especially in the auto insurance market.
Yesterday, the Consumer Federation of America(CFA) released a national study on auto insurance regulation and it&#8217;s effect on premiums.  [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/insurance/2008/04/25/auto-insurance-premiums-and-state-regulation/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Will Florida&#8217;s Proposes Property Insurance Bill Benefit Consumer&#8217;s</title>
		<link>http://www.banks.com/blogs/insurance/2008/04/22/will-floridas-proposes-property-insurance-bill-benefit-consumers/</link>
		<comments>http://www.banks.com/blogs/insurance/2008/04/22/will-floridas-proposes-property-insurance-bill-benefit-consumers/#comments</comments>
		<pubDate>Wed, 23 Apr 2008 03:41:15 +0000</pubDate>
		<dc:creator>Weamein Yee</dc:creator>
		
		<category><![CDATA[Hurricane Season]]></category>

		<category><![CDATA[Insurance News]]></category>

		<category><![CDATA[Property Insurance]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/insurance/2008/04/22/will-floridas-proposes-property-insurance-bill-benefit-consumers/</guid>
		<description><![CDATA[Florida has some of the highest property insurance rates in the country with the annual threat from hurricane damage.  Consumers and lawmakers alike have been criticizing insurance companies over high rates in the wake of mild hurricane seasons the last few years as well as for what they claim are disreputable industry practices.
Last week, Florida&#8217;s Senate passed [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/insurance/2008/04/22/will-floridas-proposes-property-insurance-bill-benefit-consumers/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Think Carefully Before Borrowing Against Your Life Insurance Policy</title>
		<link>http://www.banks.com/blogs/insurance/2008/04/20/think-carefully-before-borrowing-against-your-life-insurance-policy/</link>
		<comments>http://www.banks.com/blogs/insurance/2008/04/20/think-carefully-before-borrowing-against-your-life-insurance-policy/#comments</comments>
		<pubDate>Sun, 20 Apr 2008 10:25:40 +0000</pubDate>
		<dc:creator>Weamein Yee</dc:creator>
		
		<category><![CDATA[Retirement Planning]]></category>

		<category><![CDATA[Article]]></category>

		<category><![CDATA[Insurance Tips &amp; Advice]]></category>

		<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/insurance/2008/04/20/think-carefully-before-borrowing-against-your-life-insurance-policy/</guid>
		<description><![CDATA[Borrowing against a life insurance policy has grown very popular over the last decade but while there are a number of benefits to this strategy, there are also quite a few consequences as well.  Permanent or universal life insurance policies are made of two components, the death benefit or face value of the policy and the [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/insurance/2008/04/20/think-carefully-before-borrowing-against-your-life-insurance-policy/feed/</wfw:commentRss>
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