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	<title>Personal Finance Advice</title>
	<link>http://www.banks.com/blogs/finances</link>
	<description>Read the latest in personal finance advice and news from our experts on the Banks.com's Personal Finance Blog.</description>
	<lastBuildDate>Fri, 16 May 2008 22:53:49 +0000</lastBuildDate>
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		<title>Find your Personal Finance Style</title>
		<description><![CDATA[For every financial expert out there who swears by using cash for everything and shunning debt like the plague there is another financial expert touting the brilliance of utilizing loans for investments and urging people to use credit for nearly every purchase.  The only solidarity among the wide variety of financial experts out there is the fact [...]]]></description>
		<link>http://www.banks.com/blogs/finances/2008/05/16/find-your-personal-finance-style/</link>
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		<title>Bad to Good: It Can Be Done</title>
		<description><![CDATA[If you have a low credit score, it may feel to you as though you&#8217;re stuck with this blemish forever.  Even if you have made the effort to bring all your accounts to current status and have done every single thing you can think of to improve your score it can still take quite a bit [...]]]></description>
		<link>http://www.banks.com/blogs/finances/2008/05/14/bad-to-good-it-can-be-done/</link>
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		<title>Checking Account Options</title>
		<description><![CDATA[Some people don&#8217;t pay much attention to the details of their checking accounts.  They spend a lot of time laboring over which credit card to choose, what auto loan to apply for, and which investments to make, but the very core of your financial health - the account where your money comes in and goes [...]]]></description>
		<link>http://www.banks.com/blogs/finances/2008/05/13/checking-account-options/</link>
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		<title>Mom Knows Best?</title>
		<description><![CDATA[We learn a lot from our parents: what type of food to eat, how to behave in social settings, and what values are important are just a few.  Sometimes parents don&#8217;t even realize what an impact they have on kids, but nonetheless, kids are always watching and always learning.
You probably learned a lot from [...]]]></description>
		<link>http://www.banks.com/blogs/finances/2008/05/11/mom-knows-best/</link>
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		<title>How to Pay Your Debt Down</title>
		<description><![CDATA[Paying down your debt can take a great deal of stick-to-itiveness, especially if you have a lot of debt and not much income to throw at it.  When you do finally make the decision to pay off your debt once and for all you might wonder what the best plan of attack is.  Do you [...]]]></description>
		<link>http://www.banks.com/blogs/finances/2008/05/10/how-to-pay-your-debt-down/</link>
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		<title>Where to Stash your Cash</title>
		<description><![CDATA[Whether or not you have debt you should still be putting some money away for savings.  How do you know where to put the money? With so many interesting terms floating around - annuities, mutual funds, bonds, FOREX, etc - you might feel a little like you don&#8217;t have the slightest idea what you should [...]]]></description>
		<link>http://www.banks.com/blogs/finances/2008/05/09/117/</link>
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		<title>Get it in Writing</title>
		<description><![CDATA[Whenever you&#8217;re dealing with any sort of financial transaction you need to be sure that you get the terms of the deal in writing.  If your loan officer guarantees you a certain interest rate, get it in writing.  If a collection agency accepts the terms of a balance settlement, get it in writing.  If you [...]]]></description>
		<link>http://www.banks.com/blogs/finances/2008/05/08/get-it-in-writing/</link>
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		<title>Lending: This Time it&#8217;s Personal</title>
		<description><![CDATA[When you need a loan -whether it&#8217;s for a major purchase or because you have fallen behind financially and need to catch up - you might find yourself in the position of weighing the options between getting a loan through a financial institution or instead taking a friend or family member up on an offer for [...]]]></description>
		<link>http://www.banks.com/blogs/finances/2008/05/07/lending-this-time-its-personal/</link>
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		<title>When Frugality Doesn&#8217;t Pay</title>
		<description><![CDATA[You want to save money, but there are some things that you simply should not scrimp on.  It&#8217;s one thing to look for great deals, but it&#8217;s another thing entirely to pay so little for some things that you&#8217;re setting yourself up for a financial disaster.
Make sure you&#8217;re sufficiently covered.  Paying less than [...]]]></description>
		<link>http://www.banks.com/blogs/finances/2008/05/06/when-frugality-doesnt-pay/</link>
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		<title>Lower Interest Rates and the Bigger Picture</title>
		<description><![CDATA[Far too often consumers are so concerned with what their interest rates are that they never take a step back and look at the bigger picture.Â  While low interest rates for debt are great and high interest rates for savings are fantastic, the interest rate should not become the be-all, end-all reason driving people to [...]]]></description>
		<link>http://www.banks.com/blogs/finances/2008/04/29/low-interest-rates-and-the-bigger-picture/</link>
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