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	<title>Credit Card Debt Management</title>
	<link>http://www.banks.com/blogs/credit</link>
	<description>Find the latest in credit card debt management advice and news from our experts on the Banks.com Credit Card Blog.</description>
	<pubDate>Fri, 20 Nov 2009 12:05:46 +0000</pubDate>
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		<title>It’s Free to Apply for a Credit Card, but don’t go nuts</title>
		<link>http://www.banks.com/blogs/credit/2009/11/20/it%e2%80%99s-free-to-apply-for-a-credit-card-but-don%e2%80%99t-go-nuts/</link>
		<comments>http://www.banks.com/blogs/credit/2009/11/20/it%e2%80%99s-free-to-apply-for-a-credit-card-but-don%e2%80%99t-go-nuts/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 12:05:46 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Applications]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/11/20/it%e2%80%99s-free-to-apply-for-a-credit-card-but-don%e2%80%99t-go-nuts/</guid>
		<description><![CDATA[Applying for a credit card is free. You can use the internet to fill out an application, or wait for an offer to arrive in the mail. Either way, you do not have to pay any money. That being said, going overboard is never a good idea.
When you apply for a credit card an inquiry [...]]]></description>
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		<title>Use your Credit Card Wisely this Holiday Season</title>
		<link>http://www.banks.com/blogs/credit/2009/11/19/use-your-credit-card-wisely-this-holiday-season/</link>
		<comments>http://www.banks.com/blogs/credit/2009/11/19/use-your-credit-card-wisely-this-holiday-season/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 12:05:06 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/11/19/use-your-credit-card-wisely-this-holiday-season/</guid>
		<description><![CDATA[Are you gearing up for the holiday shopping season? With Christmas a few weeks away, your answer is probably yes. Before you head out to the stores, you have to know one thing: how are you going to pay for the items you want to buy? If you don’t know the answer to this question [...]]]></description>
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		<item>
		<title>Quit using your Credit Card!</title>
		<link>http://www.banks.com/blogs/credit/2009/11/18/quit-using-your-credit-card/</link>
		<comments>http://www.banks.com/blogs/credit/2009/11/18/quit-using-your-credit-card/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 12:04:56 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/11/18/quit-using-your-credit-card/</guid>
		<description><![CDATA[Are you the type of person who will use a credit card no matter what they are buying? This holds true for everything from a pack of gum to a new big screen television. There is nothing wrong with this as long as you are being responsible and have yet to have any issues repaying [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/credit/2009/11/18/quit-using-your-credit-card/feed/</wfw:commentRss>
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		<item>
		<title>Are Store Credit Cards a Good Idea?</title>
		<link>http://www.banks.com/blogs/credit/2009/11/17/are-store-credit-cards-a-good-idea/</link>
		<comments>http://www.banks.com/blogs/credit/2009/11/17/are-store-credit-cards-a-good-idea/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 12:06:44 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Store Credit Cards]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/11/17/are-store-credit-cards-a-good-idea/</guid>
		<description><![CDATA[In today’s day and age, it seems as if every store offers their own credit card. This is a way for them to make money, and for consumers to feel wanted. The question is: are store credit cards a good idea? This can be difficult to answer, but at some point you will probably have [...]]]></description>
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		</item>
		<item>
		<title>What’s the Point of Hanging onto your Credit Card?</title>
		<link>http://www.banks.com/blogs/credit/2009/11/13/what%e2%80%99s-the-point-of-hanging-onto-your-credit-card/</link>
		<comments>http://www.banks.com/blogs/credit/2009/11/13/what%e2%80%99s-the-point-of-hanging-onto-your-credit-card/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 12:02:10 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/11/13/what%e2%80%99s-the-point-of-hanging-onto-your-credit-card/</guid>
		<description><![CDATA[Do you have some sort of connection with your credit card? Some people just won’t get rid of their plastic for one reason or the next. Simply put, if your credit card has nothing to offer you need to get rid of it at once. There is nothing good that can come from hanging onto [...]]]></description>
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		</item>
		<item>
		<title>Get a Credit Card for your Small Business</title>
		<link>http://www.banks.com/blogs/credit/2009/11/12/get-a-credit-card-for-your-small-business/</link>
		<comments>http://www.banks.com/blogs/credit/2009/11/12/get-a-credit-card-for-your-small-business/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 12:01:13 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[business credit cards]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/11/12/get-a-credit-card-for-your-small-business/</guid>
		<description><![CDATA[Do you own a small business? This can be anything from a one-man show to a company with a few employees. If so, you probably need to buy certain items from time to time. It takes money to make money, right? Even though you may be able to spend cash to get everything you want, [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/credit/2009/11/12/get-a-credit-card-for-your-small-business/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Got Bad Credit? You can still get a Credit Card</title>
		<link>http://www.banks.com/blogs/credit/2009/11/11/got-bad-credit-you-can-still-get-a-credit-card/</link>
		<comments>http://www.banks.com/blogs/credit/2009/11/11/got-bad-credit-you-can-still-get-a-credit-card/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 12:02:12 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Bad-Credit Credit Cards]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/11/11/got-bad-credit-you-can-still-get-a-credit-card/</guid>
		<description><![CDATA[Do you have bad credit? This can greatly harm your financial situation including your ability to apply for and receive a new credit card. Of course, you still have some options. In fact, you may need a credit card to resurrect your score. If you have bad credit you should not necessarily believe that a [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/credit/2009/11/11/got-bad-credit-you-can-still-get-a-credit-card/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Don’t go over your Credit Limit</title>
		<link>http://www.banks.com/blogs/credit/2009/11/10/don%e2%80%99t-go-over-your-credit-limit/</link>
		<comments>http://www.banks.com/blogs/credit/2009/11/10/don%e2%80%99t-go-over-your-credit-limit/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 12:13:34 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/11/10/don%e2%80%99t-go-over-your-credit-limit/</guid>
		<description><![CDATA[If you do not know the limit of how much you can put on your credit card you are asking to make a grave mistake. Going over your credit limit can lead to many problems. Not only will this mean that your card is maxed out, but you will also get hit with a fee [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/credit/2009/11/10/don%e2%80%99t-go-over-your-credit-limit/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Is a Balance Transfer right for you?</title>
		<link>http://www.banks.com/blogs/credit/2009/11/06/is-a-balance-transfer-right-for-you/</link>
		<comments>http://www.banks.com/blogs/credit/2009/11/06/is-a-balance-transfer-right-for-you/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 12:04:43 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Balance Transfers]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/11/06/is-a-balance-transfer-right-for-you/</guid>
		<description><![CDATA[Do you have a credit card with a high balance? Worse yet, is the balance growing thanks to a high interest rate? If you are in this position you need to know all your options. For most, sticking things out and continuing to pay seems like the best idea. But remember, there are other options. [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/credit/2009/11/06/is-a-balance-transfer-right-for-you/feed/</wfw:commentRss>
		</item>
		<item>
		<title>What benefits does your Credit Card offer?</title>
		<link>http://www.banks.com/blogs/credit/2009/11/05/what-benefits-does-your-credit-card-offer/</link>
		<comments>http://www.banks.com/blogs/credit/2009/11/05/what-benefits-does-your-credit-card-offer/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 12:08:32 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/11/05/what-benefits-does-your-credit-card-offer/</guid>
		<description><![CDATA[When you apply for a credit card it is safe to say that you are looking for something that can benefit you now and into the future. Unfortunately, things do not always stay this way for the long haul. When you look at your credit card what do you see. If there are benefits you [...]]]></description>
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