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	<title>Credit Card Debt Management</title>
	<link>http://www.banks.com/blogs/credit</link>
	<description>Find the latest in credit card debt management advice and news from our experts on the Banks.com Credit Card Blog.</description>
	<pubDate>Fri, 06 Nov 2009 12:04:43 +0000</pubDate>
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		<title>Is a Balance Transfer right for you?</title>
		<link>http://www.banks.com/blogs/credit/2009/11/06/is-a-balance-transfer-right-for-you/</link>
		<comments>http://www.banks.com/blogs/credit/2009/11/06/is-a-balance-transfer-right-for-you/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 12:04:43 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Balance Transfers]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/11/06/is-a-balance-transfer-right-for-you/</guid>
		<description><![CDATA[Do you have a credit card with a high balance? Worse yet, is the balance growing thanks to a high interest rate? If you are in this position you need to know all your options. For most, sticking things out and continuing to pay seems like the best idea. But remember, there are other options. [...]]]></description>
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		<title>What benefits does your Credit Card offer?</title>
		<link>http://www.banks.com/blogs/credit/2009/11/05/what-benefits-does-your-credit-card-offer/</link>
		<comments>http://www.banks.com/blogs/credit/2009/11/05/what-benefits-does-your-credit-card-offer/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 12:08:32 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/11/05/what-benefits-does-your-credit-card-offer/</guid>
		<description><![CDATA[When you apply for a credit card it is safe to say that you are looking for something that can benefit you now and into the future. Unfortunately, things do not always stay this way for the long haul. When you look at your credit card what do you see. If there are benefits you [...]]]></description>
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		<title>When to Cash in your Reward Points</title>
		<link>http://www.banks.com/blogs/credit/2009/11/04/when-to-cash-in-your-reward-points/</link>
		<comments>http://www.banks.com/blogs/credit/2009/11/04/when-to-cash-in-your-reward-points/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 12:03:32 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Rewards]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/11/04/when-to-cash-in-your-reward-points/</guid>
		<description><![CDATA[Do you have a credit card that earns reward points with each purchase you make? If so, you know that these can buildup in a hurry. Of course, this does you no good unless you eventually make a decision on when to cash them in. The last thing you want to do is forget about [...]]]></description>
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		<title>New Credit Card Problems to be aware of</title>
		<link>http://www.banks.com/blogs/credit/2009/11/03/new-credit-card-problems-to-be-aware-of/</link>
		<comments>http://www.banks.com/blogs/credit/2009/11/03/new-credit-card-problems-to-be-aware-of/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 12:02:10 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/11/03/new-credit-card-problems-to-be-aware-of/</guid>
		<description><![CDATA[Even though the new credit card reform bill is meant to help consumers, companies are finding new ways to make money. There are many ways they are doing this, and if you carry a credit card you need to be aware of each and every one.
To start, rate hikes are not out of the question. [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/credit/2009/11/03/new-credit-card-problems-to-be-aware-of/feed/</wfw:commentRss>
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		<title>Don’t be Scared of Credit Cards</title>
		<link>http://www.banks.com/blogs/credit/2009/10/30/don%e2%80%99t-be-scared-of-credit-cards/</link>
		<comments>http://www.banks.com/blogs/credit/2009/10/30/don%e2%80%99t-be-scared-of-credit-cards/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 11:03:26 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/10/30/don%e2%80%99t-be-scared-of-credit-cards/</guid>
		<description><![CDATA[No matter what, there will always be people who think that credit cards are evil. They have a reason for this. Maybe they have heard horror stories from outsiders. Maybe they have used credit cards irresponsibly in the past. While there is some bad that can go along with using plastic, you have to remember [...]]]></description>
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		<title>How many Credit Cards are too many?</title>
		<link>http://www.banks.com/blogs/credit/2009/10/29/how-many-credit-cards-are-too-many-2/</link>
		<comments>http://www.banks.com/blogs/credit/2009/10/29/how-many-credit-cards-are-too-many-2/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 11:03:49 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/10/29/how-many-credit-cards-are-too-many-2/</guid>
		<description><![CDATA[How many credit cards do you have in your wallet or purse? Do you only have one? Do you have three or more? Five or more? Believe it or not, some people have a fistful of credit cards. Some of them have no idea what they are all for, or when the last time was [...]]]></description>
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		<title>How to Increase your Credit Card Reward Points</title>
		<link>http://www.banks.com/blogs/credit/2009/10/28/how-to-increase-your-credit-card-reward-points/</link>
		<comments>http://www.banks.com/blogs/credit/2009/10/28/how-to-increase-your-credit-card-reward-points/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 11:06:38 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Rewards]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/10/28/how-to-increase-your-credit-card-reward-points/</guid>
		<description><![CDATA[Are you looking for a way to increase the number of credit card reward points in your account? Is this something that you put a lot of time and effort into doing? If you answered yes to these questions there are a few things you can do to get started.
First things first, use your credit [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/credit/2009/10/28/how-to-increase-your-credit-card-reward-points/feed/</wfw:commentRss>
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		<item>
		<title>Use your Credit Card, Increase your Credit Score</title>
		<link>http://www.banks.com/blogs/credit/2009/10/27/use-your-credit-card-increase-your-credit-score/</link>
		<comments>http://www.banks.com/blogs/credit/2009/10/27/use-your-credit-card-increase-your-credit-score/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 11:07:20 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/10/27/use-your-credit-card-increase-your-credit-score/</guid>
		<description><![CDATA[The higher your credit score the better off you are going to be when it comes time to obtain a loan or apply for a credit card. Of course, some people face the issue of not being able to increase their score because they do not know where to start. Believe it or not, simply [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/credit/2009/10/27/use-your-credit-card-increase-your-credit-score/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Do you need to Stay Clear of Credit Cards?</title>
		<link>http://www.banks.com/blogs/credit/2009/10/23/do-you-need-to-stay-clear-of-credit-cards/</link>
		<comments>http://www.banks.com/blogs/credit/2009/10/23/do-you-need-to-stay-clear-of-credit-cards/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 11:03:38 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/10/23/do-you-need-to-stay-clear-of-credit-cards/</guid>
		<description><![CDATA[Are you the type of person who will get in trouble just by looking at a credit card? If so, you need to follow this advice: stay clear of them. Why would you want to risk causing problems for yourself when you don’t have to? Believe it or not, credit cards can be very tempting. [...]]]></description>
		<wfw:commentRss>http://www.banks.com/blogs/credit/2009/10/23/do-you-need-to-stay-clear-of-credit-cards/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Why was my Credit Card Application Denied?</title>
		<link>http://www.banks.com/blogs/credit/2009/10/22/why-was-my-credit-card-application-denied/</link>
		<comments>http://www.banks.com/blogs/credit/2009/10/22/why-was-my-credit-card-application-denied/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 11:06:27 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Applications]]></category>

		<guid isPermaLink="false">http://www.banks.com/blogs/credit/2009/10/22/why-was-my-credit-card-application-denied/</guid>
		<description><![CDATA[Believe it or not, when you apply for a credit card you are not guaranteed of an approval. In fact, many people get denied time after time. This can be a frustrating situation to say the least – especially if you don’t have any reason of why this happened. Even though it may not do [...]]]></description>
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