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	<title>Credit Card Debt Management</title>
	<link>http://banks.com/blogs/credit</link>
	<description>Find the latest in credit card debt management advice and news from our experts on the Banks.com Credit Card Blog.</description>
	<pubDate>Tue, 07 Oct 2008 10:33:26 +0000</pubDate>
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		<title>Can a Credit Card Destroy you?</title>
		<link>http://banks.com/blogs/credit/2008/10/07/can-a-credit-card-destroy-you/</link>
		<comments>http://banks.com/blogs/credit/2008/10/07/can-a-credit-card-destroy-you/#comments</comments>
		<pubDate>Tue, 07 Oct 2008 10:33:26 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/10/07/can-a-credit-card-destroy-you/</guid>
		<description><![CDATA[There is a lot of good that can come from using a credit card. You can build your credit score, while also earning reward points for a variety of items such as trips, electronics, etc. At the same time, you need to know that a credit card can destroy your financial life if you are [...]]]></description>
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		<title>Filling out a Credit Card Application: Easy or No?</title>
		<link>http://banks.com/blogs/credit/2008/10/03/filling-out-a-credit-card-application-easy-or-no/</link>
		<comments>http://banks.com/blogs/credit/2008/10/03/filling-out-a-credit-card-application-easy-or-no/#comments</comments>
		<pubDate>Fri, 03 Oct 2008 11:46:48 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Applications]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/10/03/filling-out-a-credit-card-application-easy-or-no/</guid>
		<description><![CDATA[Do you ever receive credit card applications in the mail? Chances are that you do. Of course, you probably throw most of these in the trash. But from time to time you may open one of these envelopes and consider applying for a new card. In this case, you need to know what a credit [...]]]></description>
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		<title>Credit Cards and Interest, Oh my!</title>
		<link>http://banks.com/blogs/credit/2008/10/02/credit-cards-and-interest-oh-my/</link>
		<comments>http://banks.com/blogs/credit/2008/10/02/credit-cards-and-interest-oh-my/#comments</comments>
		<pubDate>Thu, 02 Oct 2008 11:50:45 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Debt Management]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/10/02/credit-cards-and-interest-oh-my/</guid>
		<description><![CDATA[Are you a credit card millionaire? If so, this is not always the best thing for your finances. There are times when it is nice to have a lot of available credit, but there are also times when this can get you into a lot of trouble. The most common trouble presents itself when you [...]]]></description>
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		<item>
		<title>When to Redeem Credit Card Points</title>
		<link>http://banks.com/blogs/credit/2008/10/01/when-to-redeem-credit-card-points/</link>
		<comments>http://banks.com/blogs/credit/2008/10/01/when-to-redeem-credit-card-points/#comments</comments>
		<pubDate>Wed, 01 Oct 2008 11:51:11 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Rewards]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/10/01/when-to-redeem-credit-card-points/</guid>
		<description><![CDATA[Do you have a credit card that allows you to rack up points with each purchase that you make? The answer to this question is probably yes. Most people who apply for a credit card make sure that they are going to get something in return. As you accumulate more and more points you will [...]]]></description>
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		</item>
		<item>
		<title>Credit Card Rewards: Are they worth it?</title>
		<link>http://banks.com/blogs/credit/2008/09/26/credit-card-rewards-are-they-worth-it/</link>
		<comments>http://banks.com/blogs/credit/2008/09/26/credit-card-rewards-are-they-worth-it/#comments</comments>
		<pubDate>Fri, 26 Sep 2008 11:53:26 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Rewards]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/09/26/credit-card-rewards-are-they-worth-it/</guid>
		<description><![CDATA[If you are applying for a credit card you may want to consider one that offers a rewards program. A rewards credit card has a lot to offer if you get involved with the right program. That being said, this type of card may not be worth your time if you do not use credit [...]]]></description>
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		<item>
		<title>Why are you scared of Credit Cards?</title>
		<link>http://banks.com/blogs/credit/2008/09/25/why-are-you-scared-of-credit-cards/</link>
		<comments>http://banks.com/blogs/credit/2008/09/25/why-are-you-scared-of-credit-cards/#comments</comments>
		<pubDate>Thu, 25 Sep 2008 11:52:07 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Tips]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/09/25/why-are-you-scared-of-credit-cards/</guid>
		<description><![CDATA[There are many reasons why you may be scared of credit cards. That being said, if you check your wallet there is a good chance that you will find at least one of these. And believe it or not, some consumers have a fistful of credit cards. If you are scared of credit cards you [...]]]></description>
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		</item>
		<item>
		<title>The Risk of using Credit Cards</title>
		<link>http://banks.com/blogs/credit/2008/09/24/the-risk-of-using-credit-cards/</link>
		<comments>http://banks.com/blogs/credit/2008/09/24/the-risk-of-using-credit-cards/#comments</comments>
		<pubDate>Wed, 24 Sep 2008 12:02:17 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Tips]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/09/24/the-risk-of-using-credit-cards/</guid>
		<description><![CDATA[Are there any risks involved with using credit cards on a regular basis? There sure are. That being said, there are benefits of credit cards as well. As a consumer you need to sort through the good and bad, and use credit cards as you see fit. Every consumer is different, so make sure that [...]]]></description>
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		</item>
		<item>
		<title>Pros and Cons of Store Credit Cards</title>
		<link>http://banks.com/blogs/credit/2008/09/23/pros-and-cons-of-store-credit-cards/</link>
		<comments>http://banks.com/blogs/credit/2008/09/23/pros-and-cons-of-store-credit-cards/#comments</comments>
		<pubDate>Tue, 23 Sep 2008 11:53:10 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Store Credit Cards]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/09/23/pros-and-cons-of-store-credit-cards/</guid>
		<description><![CDATA[Have you ever been asked by the cashier if you want to open a store credit card? Chances are that you have. And guess what? Many people answer yes to this question. While there is nothing wrong with opening a store credit card, you need to make sure that you are aware of the pros [...]]]></description>
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		</item>
		<item>
		<title>What if you can’t pay your Credit Card Debt?</title>
		<link>http://banks.com/blogs/credit/2008/09/19/what-if-you-can%e2%80%99t-pay-your-credit-card-debt/</link>
		<comments>http://banks.com/blogs/credit/2008/09/19/what-if-you-can%e2%80%99t-pay-your-credit-card-debt/#comments</comments>
		<pubDate>Fri, 19 Sep 2008 12:07:36 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Debt Management]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/09/19/what-if-you-can%e2%80%99t-pay-your-credit-card-debt/</guid>
		<description><![CDATA[You have used your credit card time after time and now you are facing a huge bill. This is a common situation, and as you know, one that is never fun. The question is: how are you going to pay off this debt? Some people may have the money to do so in full, but [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/credit/2008/09/19/what-if-you-can%e2%80%99t-pay-your-credit-card-debt/feed/</wfw:commentRss>
		</item>
		<item>
		<title>What do you buy with Credit Cards?</title>
		<link>http://banks.com/blogs/credit/2008/09/18/what-do-you-buy-with-credit-cards/</link>
		<comments>http://banks.com/blogs/credit/2008/09/18/what-do-you-buy-with-credit-cards/#comments</comments>
		<pubDate>Thu, 18 Sep 2008 12:05:17 +0000</pubDate>
		<dc:creator>cbibey</dc:creator>
		
		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/09/18/what-do-you-buy-with-credit-cards/</guid>
		<description><![CDATA[The title says it all: what do you buy with your credit cards? If you do not have any cards the answer is nothing. But if you have at least one there is a good chance that you use it month in and month out. If you do not know what you are buying with [...]]]></description>
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