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	<title>Bankruptcy &#038; Foreclosures</title>
	<link>http://www.banks.com/blogs/bankruptcy</link>
	<description>Find great bankruptcy and foreclosure advice and tips from our experts on Banks.com's Bankruptcy &#038; Foreclosures Blog.</description>
	<lastBuildDate>Fri, 20 Nov 2009 12:07:14 +0000</lastBuildDate>
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		<title>Find Free Debt Advice Online</title>
		<description><![CDATA[Searching for debt advice is simple if you use the internet. This is where you can turn to get all your questions answered. On top of this, online debt advice is usually free of cost. Does it get any better than that? Although there are many benefits of using the internet to receive advice, you [...]]]></description>
		<link>http://www.banks.com/blogs/bankruptcy/2009/11/20/find-free-debt-advice-online/</link>
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		<title>Holiday Debt: It Effects Many</title>
		<description><![CDATA[The holiday season is one that a lot of people look forward to. Unfortunately, many people ruin this time of the year by getting into too much debt. Is this something that you are worried about? If so, you don’t have to give in once again this year. Instead, you can protect against holiday debt [...]]]></description>
		<link>http://www.banks.com/blogs/bankruptcy/2009/11/19/holiday-debt-it-effects-many/</link>
			</item>
	<item>
		<title>Search for the Best Mortgage Rate</title>
		<description><![CDATA[Buying a home usually results in a mortgage. If you can pay cash you are very lucky. Before you agree on a loan you need to search far and wide for the best mortgage rate. This is something that you have to do no matter what. If you don’t, you may end up with a [...]]]></description>
		<link>http://www.banks.com/blogs/bankruptcy/2009/11/18/search-for-the-best-mortgage-rate/</link>
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		<title>Don’t become a Victim of too much Mortgage Debt</title>
		<description><![CDATA[Buying a home is quite possibly the biggest financial move you will ever make. You are spending a lot of money, and what you end up with is where you will be living. Does it get any more important than that? If you become a victim of too much mortgage debt you are going to [...]]]></description>
		<link>http://www.banks.com/blogs/bankruptcy/2009/11/17/don%e2%80%99t-become-a-victim-of-too-much-mortgage-debt/</link>
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		<title>The Consequences of too much Debt</title>
		<description><![CDATA[When running up a large amount of debt you may never think twice about the consequences – this is a big mistake. You have to know what too much debt will do to you now and later. Although it may not make you happy, being realistic is much more important than simply doing what you [...]]]></description>
		<link>http://www.banks.com/blogs/bankruptcy/2009/11/13/the-consequences-of-too-much-debt/</link>
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		<title>Mortgage Debt can be good for you</title>
		<description><![CDATA[Some people look at mortgage debt and see a very bad thing. Others look at it and realize just how many benefits it offers. That is right: there is a lot of good that can come from carrying a mortgage.
Here are three reasons why mortgage debt can be good for you:
1. You live in your [...]]]></description>
		<link>http://www.banks.com/blogs/bankruptcy/2009/11/12/mortgage-debt-can-be-good-for-you/</link>
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		<title>Does a Budget help if I am in Debt?</title>
		<description><![CDATA[I am in debt so why do I need a budget? Believe it or not, this is a question that many people ask themselves day after day. They feel that since they are facing a lot of debt that a budget has nothing to offer. Of course, this is not the right way of thinking. [...]]]></description>
		<link>http://www.banks.com/blogs/bankruptcy/2009/11/11/does-a-budget-help-if-i-am-in-debt/</link>
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		<title>Debt and your Income</title>
		<description><![CDATA[In simple terms, there is one easy way to stay out of financial trouble: don’t have more bills than you do income. In other words, if your income exceeds your bills you should be able to stay above water. You may not have a lot of extra money to go around, but at least you [...]]]></description>
		<link>http://www.banks.com/blogs/bankruptcy/2009/11/10/debt-and-your-income/</link>
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		<title>Be Methodical in Paying down your Debt</title>
		<description><![CDATA[Paying down debt without a plan is going to end up in disaster. This may be a bit harsh, but it is true in most cases. If you are going to be successful in getting rid of your debt, you must be methodical. In other words, have a plan that you are comfortable working. The [...]]]></description>
		<link>http://www.banks.com/blogs/bankruptcy/2009/11/06/be-methodical-in-paying-down-your-debt/</link>
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		<title>A Few Tweaks for your Debt Plan</title>
		<description><![CDATA[Most Americans are in debt of some kind. Some are in worse shape than others. One thing is for sure: if you are in debt you have a plan for getting out. And if you don’t, you need to implement a debt plan sooner rather than later.
There are a few tweaks you can make to [...]]]></description>
		<link>http://www.banks.com/blogs/bankruptcy/2009/11/05/a-few-tweaks-for-your-debt-plan/</link>
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