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	<title>Bankruptcy &#038; Foreclosures</title>
	<link>http://banks.com/blogs/bankruptcy</link>
	<description>Find great bankruptcy and foreclosure advice and tips from our experts on Banks.com's Bankruptcy &#038; Foreclosures Blog.</description>
	<pubDate>Tue, 07 Oct 2008 10:34:58 +0000</pubDate>
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		<title>Debt Management or Bankruptcy?</title>
		<link>http://banks.com/blogs/bankruptcy/2008/10/07/debt-management-or-bankruptcy/</link>
		<comments>http://banks.com/blogs/bankruptcy/2008/10/07/debt-management-or-bankruptcy/#comments</comments>
		<pubDate>Tue, 07 Oct 2008 10:34:58 +0000</pubDate>
		<dc:creator>Chris Bibey</dc:creator>
		
		<category><![CDATA[Bankruptcy]]></category>

		<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/bankruptcy/2008/10/07/debt-management-or-bankruptcy/</guid>
		<description><![CDATA[If you are in bad financial shape you may be thinking about debt management or bankruptcy. The question is: which one is better for somebody in your position? This is a question that only you can answer after going over your finances, and taking a strong look at your options. Every consumer has a different [...]]]></description>
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		<item>
		<title>Finding Debt Help: Professional or No?</title>
		<link>http://banks.com/blogs/bankruptcy/2008/10/03/finding-debt-help-professional-or-no/</link>
		<comments>http://banks.com/blogs/bankruptcy/2008/10/03/finding-debt-help-professional-or-no/#comments</comments>
		<pubDate>Fri, 03 Oct 2008 11:48:35 +0000</pubDate>
		<dc:creator>Chris Bibey</dc:creator>
		
		<category><![CDATA[Debt Help]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/bankruptcy/2008/10/03/finding-debt-help-professional-or-no/</guid>
		<description><![CDATA[Do you need help in managing and getting rid of your debt? If so, you have two options. You can either hire a professional to assist you or you can go about this process on your own. Which option will you choose? The way that you answer this question will depend greatly on your situation.
The [...]]]></description>
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		</item>
		<item>
		<title>How and why Debt Accumulates</title>
		<link>http://banks.com/blogs/bankruptcy/2008/10/02/how-and-why-debt-accumulates/</link>
		<comments>http://banks.com/blogs/bankruptcy/2008/10/02/how-and-why-debt-accumulates/#comments</comments>
		<pubDate>Thu, 02 Oct 2008 11:52:35 +0000</pubDate>
		<dc:creator>Chris Bibey</dc:creator>
		
		<category><![CDATA[Debt Help]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/bankruptcy/2008/10/02/how-and-why-debt-accumulates/</guid>
		<description><![CDATA[Believe it or not, many Americans do not know how and why they accumulate debt. All they know is that they are now in a bad position, and that getting back on track is going to be a difficult process. It is better to know how and why debt accumulates than to find yourself lost [...]]]></description>
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		</item>
		<item>
		<title>How to Manage Debt in Tough Economic Times</title>
		<link>http://banks.com/blogs/bankruptcy/2008/10/01/how-to-manage-debt-in-tough-economic-times/</link>
		<comments>http://banks.com/blogs/bankruptcy/2008/10/01/how-to-manage-debt-in-tough-economic-times/#comments</comments>
		<pubDate>Wed, 01 Oct 2008 11:52:43 +0000</pubDate>
		<dc:creator>Chris Bibey</dc:creator>
		
		<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/bankruptcy/2008/10/01/how-to-manage-debt-in-tough-economic-times/</guid>
		<description><![CDATA[The American economy is struggling, and this has trickled down to make things difficult on many citizens. Some are in better shape than others, but one thing is for sure: those with a lot of debt are finding it difficult to stay afloat. If this sounds like you, there are some tips that you can [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/bankruptcy/2008/10/01/how-to-manage-debt-in-tough-economic-times/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Bad Credit Hurts: Improve your Situation</title>
		<link>http://banks.com/blogs/bankruptcy/2008/09/26/bad-credit-hurts-improve-your-situation/</link>
		<comments>http://banks.com/blogs/bankruptcy/2008/09/26/bad-credit-hurts-improve-your-situation/#comments</comments>
		<pubDate>Fri, 26 Sep 2008 11:54:41 +0000</pubDate>
		<dc:creator>Chris Bibey</dc:creator>
		
		<category><![CDATA[Bad Credit]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/bankruptcy/2008/09/26/bad-credit-hurts-improve-your-situation/</guid>
		<description><![CDATA[Do you have bad credit? If so, you know just how difficult this can make things from a financial perspective. Luckily, you can improve your credit if you know which steps to take. It may take time to increase your credit score to a “good” or “excellent” level, but in the end you will agree [...]]]></description>
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		<item>
		<title>Why are you scared to Shop for a Mortgage?</title>
		<link>http://banks.com/blogs/bankruptcy/2008/09/25/why-are-you-scared-to-shop-for-a-mortgage/</link>
		<comments>http://banks.com/blogs/bankruptcy/2008/09/25/why-are-you-scared-to-shop-for-a-mortgage/#comments</comments>
		<pubDate>Thu, 25 Sep 2008 11:54:28 +0000</pubDate>
		<dc:creator>Chris Bibey</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/bankruptcy/2008/09/25/why-are-you-scared-to-shop-for-a-mortgage/</guid>
		<description><![CDATA[Are you scared to move forward and shop for a mortgage? If so, you should never rush through this process. Any fear at all is worth facing before you make one of the biggest decisions of your life. After all, applying for a mortgage is no small task. This will affect you now, and in [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/bankruptcy/2008/09/25/why-are-you-scared-to-shop-for-a-mortgage/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Your Chance of Finding a Competitive Mortgage Rate</title>
		<link>http://banks.com/blogs/bankruptcy/2008/09/24/your-chance-of-finding-a-competitive-mortgage-rate/</link>
		<comments>http://banks.com/blogs/bankruptcy/2008/09/24/your-chance-of-finding-a-competitive-mortgage-rate/#comments</comments>
		<pubDate>Wed, 24 Sep 2008 12:03:48 +0000</pubDate>
		<dc:creator>Chris Bibey</dc:creator>
		
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/bankruptcy/2008/09/24/your-chance-of-finding-a-competitive-mortgage-rate/</guid>
		<description><![CDATA[In today’s day and age many people wonder if buying a home is the right move. After all, both the economy and real estate markets are going through tough times. With all of this in mind, you may still want to purchase a new home. If so, you are probably wondering about your chances of [...]]]></description>
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		<item>
		<title>Pros and Cons of Shopping Around for a Mortgage</title>
		<link>http://banks.com/blogs/bankruptcy/2008/09/23/pros-and-cons-of-shopping-around-for-a-mortgage/</link>
		<comments>http://banks.com/blogs/bankruptcy/2008/09/23/pros-and-cons-of-shopping-around-for-a-mortgage/#comments</comments>
		<pubDate>Tue, 23 Sep 2008 11:55:00 +0000</pubDate>
		<dc:creator>Chris Bibey</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/bankruptcy/2008/09/23/pros-and-cons-of-shopping-around-for-a-mortgage/</guid>
		<description><![CDATA[Is shopping around for mortgage always a good idea? Generally speaking, the answer is yes. There are many benefits of doing so, and not too many drawbacks. But before you spend a lot of time shopping and comparing mortgages, you should learn the pros and cons of doing so.
The number one benefit of shopping around [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/bankruptcy/2008/09/23/pros-and-cons-of-shopping-around-for-a-mortgage/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Having a Hard Time Paying your Mortgage?</title>
		<link>http://banks.com/blogs/bankruptcy/2008/09/19/having-a-hard-time-paying-your-mortgage/</link>
		<comments>http://banks.com/blogs/bankruptcy/2008/09/19/having-a-hard-time-paying-your-mortgage/#comments</comments>
		<pubDate>Fri, 19 Sep 2008 12:09:20 +0000</pubDate>
		<dc:creator>Chris Bibey</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/bankruptcy/2008/09/19/having-a-hard-time-paying-your-mortgage/</guid>
		<description><![CDATA[With the economy struggling, many Americans are having a difficult time making their monthly mortgage payment. Does this sound like you? If so, you need to know what you can do about this situation and which steps you can take to ensure that you do not make things worse. It is never good if you [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/bankruptcy/2008/09/19/having-a-hard-time-paying-your-mortgage/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Rates: Find the Best Loan</title>
		<link>http://banks.com/blogs/bankruptcy/2008/09/18/mortgage-rates-find-the-best-loan/</link>
		<comments>http://banks.com/blogs/bankruptcy/2008/09/18/mortgage-rates-find-the-best-loan/#comments</comments>
		<pubDate>Thu, 18 Sep 2008 12:06:41 +0000</pubDate>
		<dc:creator>Chris Bibey</dc:creator>
		
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/bankruptcy/2008/09/18/mortgage-rates-find-the-best-loan/</guid>
		<description><![CDATA[When searching for a mortgage there are many things that you need to do. That being said, your overall goal is probably to find the “best loan.” The question is: what does the best loan look like? For most people, this means finding the lowest mortgage rate from a reputable lender. In other words, a [...]]]></description>
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