Top 10 Most Expensive Sports Cars to Insure for 2009
Each year Insure.com releases a list of the most expensive vehicles to insure here in the USA. Now these lists never include the real exotic vehicles, as lets face it, finding enough people who own them to create any kind of average would be a task unsuitable for even your worst enemy. This list includes the more “affordable” variety of sports cars.
Let’s see who all is overpaying for their insurance premiums these days!
10. BMW M3
Insurance Premium: $1,714
If you think this is bad, wait until you see the M6.
9. Jaguar XK Series
Insurance Premium: $1,717
It’s a jag, what did you expect? 300 horsepower, fun as heck to drive, and it costs less to insure than a Chevy Cobalt SS…
8. Chevrolet Cobalt SS
Insurance Premium: $1,762
This $24,000 base-price sports car seems a bit out of place among the host of Beemers, Vipers, and GT-R’s. Yes, its 260 horsepower could blow Donald Trump’s comb over straight off his head, but the price for admission seems bit steep for what was born and bred to be a low-end, zippy car for young buyers. Might as well splurge on the Mustang GT, Camaro SS, or Nissan 370Z.
7. Porsche 911
Insurance Premium: $1,819
The Porsche legend is undeniably fast. A $70,000 base sports car with 400 horsepower is not going to be cheap to insure no matter how many air bags, theft deterrent systems, and warning gadgets you throw in.
6. 2009 Lexus IS F
Insurance premium: $1,881
What could be more fun than driving a 5.0 liter, 400 horsepower Lexus IS F, and paying a few hundred over the insurance premiums of its qualified rivals, such as the Audi RS4, BMW M3, and Cadillac CTS-V? Well, quite possibly the Audi RS4, BMW M3, and Cadillac CTS-V for starters.
5. 2009 BMW M5 (Sedan)
Insurance Premium: $2,020
This is a four door sedan mind you. The real dangerous loners prefer the M6 Coupe to defy the speed of radar detection, but we’ll be getting to that one in a minute.
4. 2009 Ford Shelby GT500
Insurance premium: $2,186
Insurance companies know that anytime an over 300 horsepower Mustang GT is not satisfactory enough to a consumer, they are probably not going to be using the vehicle to drive along the highway with their head out the window smelling daisy’s. So they gouge them an extra grand for the splendor of the supercharged 500 horsepower!
3. 2009 BMW M6 (Coupe)
Insurance Premium: $2,236
The two extra cylinders of this V-10, 500 horsepower, Formula One inspired beauty are good for an extra $1,000 over what you might expect to pay for a run of the mill BMW. But who are we kidding, BMW doesn’t build a “run of the mill” anything.
2. 2009 Dodge Viper
Insurance Premium: $2,446
Here we have a $90,000, 600 horsepower sports car capable of 0-60 in 4-seconds when placed in the right hands. Problem is, when in the wrong hands, you can hit a brick wall with enough inertia to buckle your funny bone in less than 3-seconds!
1. 2009 Nissan GT-R
Insurance Premium: $2,533
What else do you expect from a fierce performance vehicle that has been bench marked alongside the elitist Porsche 911 Turbo. At $75,000 a pop, a $2,500 premium doesn’t seem too out of whack, especially when you consider the danger factor of putting close to 500 horsepower, 0-60 in 3.3 seconds, into the hands of a victim of a mid-life crisis whose last car may have been a 200 horsepower Honda!
Source: Insure.com
